$699,900 - 85 Barrie Street, Cambridge
Detached for Sale in Cambridge
New — Listed 4 days ago- MLS Number
- X13517896
- Property Type
- Detached
- Status
- active
- Days on Site
- 4
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- RE/MAX TWIN CITY REALTY INC.
Nestled on one of West Galt's most charming tree-lined streets, this beautifully maintained red brick century home offers the warmth and craftsmanship thoughtfully complemented by today's essential updates. Just steps from the vibrant Gaslight District, downtown cafés, boutique shopping, parks, schools and the Grand River, this is a neighbourhood where community, walkability and lifestyle come together. From the inviting covered front porch to the spacious principal rooms, every space reflects the charm and character buyers have come to love in Cambridge's historic core. Rich architectural details, hardwood flooring, and an abundance of natural light create a home that is both elegant and welcoming. The kitchen features newer countertops and flows seamlessly to a large rear deck overlooking the fully fenced private backyard. Upstairs you'll find three bedrooms and a 4-piece bath, while the finished basement provides additional living space complete with a recreation room and additional full 3-piece bathroom. This home has been meticulously cared for with numerous valuable improvements, including a new garage roof (2025), furnace (2022), double-hung windows, 200 amp electrical service, water softener, and more-allowing you to move in with confidence. What truly sets this property apart is its future potential. Situated within Cambridge's innovative Barrie Lane Laneway Housing Initiative, this property is located in an area where detached accessory dwelling opportunities have been introduced, opening the door for buyers to explore the possibility of creating additional living space or future rental income, subject to municipal approvals and servicing requirements. Whether you're thinking multigenerational living, a private guest suite, home office or long-term investment, this is an opportunity that few character homes can offer.
Estimate your monthly payments for this property
Estimated Payment
$3,590.85/mo
Includes CMHC insurance ($19,527)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
85 Barrie Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $636/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Cambridge's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.