86 Rykert Street, St. Catharines

Price: $335,000

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13833580

Over 60 years. One owner. And now, for the first time in generations, this sweet little home is ready for someone new. Cute as a button and packed with possibility, this 2-bedroom, 1-bathroom home is the kind of opportunity first-time buyers and downsizers have been waiting for. Step inside to a bright, open-concept layout that feels welcoming and easy to live in. The partial basement offers laundry and plenty of additional storage, while the detached garage, previously used as a woodworking shop, is a huge bonus for the hobbyist, DIYer or anyone craving their own dedicated workspace.Whether you're looking to break into the market, simplify your lifestyle or find a home you can truly make your own, there's a lot to love here.Close to the hospital, shopping, schools, highways and everyday amenities, everything you need is minutes away.After more than six decades with the same owner, this home has a story.

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$335,000 - 86 Rykert Street, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 458 - Western Hill

2Beds
1Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13833580
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$2,394
Listing Brokerage
BOLDT REALTY INC., BROKERAGE
Description

Over 60 years. One owner. And now, for the first time in generations, this sweet little home is ready for someone new. Cute as a button and packed with possibility, this 2-bedroom, 1-bathroom home is the kind of opportunity first-time buyers and downsizers have been waiting for. Step inside to a bright, open-concept layout that feels welcoming and easy to live in. The partial basement offers laundry and plenty of additional storage, while the detached garage, previously used as a woodworking shop, is a huge bonus for the hobbyist, DIYer or anyone craving their own dedicated workspace.Whether you're looking to break into the market, simplify your lifestyle or find a home you can truly make your own, there's a lot to love here.Close to the hospital, shopping, schools, highways and everyday amenities, everything you need is minutes away.After more than six decades with the same owner, this home has a story.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,718.72/mo

Includes CMHC insurance ($9,347)

$
$
5%10%50%

5-yr fixed avg.

Principal: $301,500Interest: $204,771
Mortgage Amount$310,847
Total Interest$204,771
Est. Property Tax$237/mo
Total Cost$515,617

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 458 - Western Hill

Discover 458 - Western Hill

458 - Western Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 458 - Western Hill

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

458 - Western Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

86 Rykert Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
7.5%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$237
Insurance (est.)-$70
Net Cash Flow+$2,093

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $479/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 458 - Western Hill

I know 458 - Western Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    86 Rykert Street, St. Catharines | $335,000 | Battaglia Team