$799,000 - 9 Heathcote Terrace, St. Catharines
Detached for Sale in St. Catharines
New — Listed 7 days agoNeighbourhood: 437 - Lakeshore
- MLS Number
- X13683520
- Property Type
- Detached
- Status
- active
- Days on Site
- 7
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Backyard Oasis in Desirable North End Area a Short Walk to the Beach and Situated on a Private Parklike Lot. This bright and spacious 4 bedroom, 2 bathroom side-split is perfectly situated on a quite circle in an amazing location close to Sunset Beach, walking trails, parks and the Canal, in highly sought after north end St. Catharines. Filled with natural light, this inviting home offers a warm and comfortable layout with plenty of space for the whole family. Upon arrival you will notice the double concrete driveway with plenty of parking, as well as the extra long single car garage. The main floor features an open concept living and dining area with engineered hard wood floors and a stunning French door walkout to the backyard patio. The kitchen offers ample cupboard space and newer appliances. Upstairs you will find four bedrooms, a three piece bath and a generous linen closet. Proceed down to the lower level and discover a family room complete with a fireplace, a four piece bathroom, an office that could also serve as a fifth bedroom and another large closet. This area enjoys plenty of natural light from four large windows, and also provides a walkout to the backyard. The lowest level is unfinished and presently used as a laundry and workout room with a new furnace installed in April 2026, an owned water heater. Step outside and discover your very own private oasis in the city. Set on a large pie shaped lot backing onto Beamer Creek, this beautiful property offers no rear neighbour and a peaceful natural setting. The fully fenced yard is meticulously landscaped, surrounded by mature gardens and perennials and anchored by a lovely patio for outdoor dining and entertaining. With its fantastic location, private setting and abundant natural light, this is a rare opportunity to own an exceptional home in one of St. Catharines most desirable neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$4,099.28/mo
Includes CMHC insurance ($22,292)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 437 - Lakeshore
437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 437 - Lakeshore
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
9 Heathcote Terrace, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $726/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 437 - Lakeshore
I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,329 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.