$790,000 - 9 Holm Street, Cambridge
Detached for Sale in Cambridge
- MLS Number
- X13643132
- Property Type
- Detached
- Status
- active
- Days on Site
- 18
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- EXP REALTY
Discover this beautifully maintained family home, ideally situated on a quiet street in one of Cambridge's most family-oriented neighbourhoods. Adjacent to one of Cambridge's top-rated elementary schools, this home is perfectly positioned for families with young children, while also being just minutes from shopping, everyday amenities, and quick access to Highway 401 for an easy commute. Designed with both comfort and functionality in mind, the main level features a spacious, light-filled living and dining area, complemented by a cozy fireplace and walkout to a deck overlooking the fully fenced backyard with no rear neighbours, and beautifully landscaped garden. The updated kitchen offers ample cabinetry and a breakfast area with a charming bay window, making it the perfect space for family meals and entertaining. A convenient two-piece powder room completes the main floor. Upstairs, you'll find three generously sized bedrooms and a beautifully renovated bathroom, providing comfortable accommodations for the entire family. The fully finished lower level expands the living space with a large recreation area, an additional full bathroom, and a secondary kitchen, creating excellent flexibility for extended family, guests, or a potential in-law suite. For buyers seeking additional family living space, the existing basement setup can also be easily converted into an even more spacious recreation room. This home showcases quality laminate and tile flooring throughout and has been thoughtfully updated over the years, including the kitchen, bathrooms, most windows, roofing, and more. A double-car garage, along with a spacious driveway accommodating four vehicles, ensures plenty of parking for family and visitors alike. Combining modern updates, versatile living space, a private backyard, proximity to one of Cambridge's highest-rated elementary schools, and an unbeatable location, this exceptional property is not to be missed.
Estimate your monthly payments for this property
Estimated Payment
$4,053.11/mo
Includes CMHC insurance ($22,041)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
9 Holm Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $718/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,292 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.