90 Victoria Street, Hamilton

Price: $1,299,000

5 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13583542

Located in one of Dundas' most sought-after historic neighbourhoods, this character-filled home offers a wonderful mix of timeless charm, generous living space and important modern updates. Set on a quiet, tree-lined street surrounded by beautiful stone and brick homes, the location is hard to beat. Enjoy an easy walk to the unique shops, restaurants and small-town atmosphere of downtown Dundas, with Dundas Central Public School just one block away and the Dundas Driving Park only two blocks further.Inside, a huge foyer sets the tone with tall baseboards, oversized wood windows with storms, beautiful inlaid hardwood flooring throughout the living and dining rooms. and convenient laundry near the bottom of the stairs.The second floor offers three spacious, bright bedrooms and a full 4-piece bathroom. The third floor provides additional flexible living space with built-ins, ideal as a private primary retreat, extra bedroom, office or studio.The lower level includes a recreation room, gas fireplace, a rough-in for a 2-piece bathroom, a walk-up and a solid stone foundation. Notable updates include a replaced sewer line, PVC plumbing stack, 200-amp electrical service, 60V EV charger, backflow preventer and basement bath kit. A rare opportunity to own a spacious character home in a truly exceptional Dundas location.

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$1,299,000 - 90 Victoria Street, Hamilton

Detached for Sale in Hamilton

34 days on market

Neighbourhood: Dundas

5Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13583542
Property Type
Detached
Status
active
Days on Site
34
Bedrooms
5
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

Located in one of Dundas' most sought-after historic neighbourhoods, this character-filled home offers a wonderful mix of timeless charm, generous living space and important modern updates. Set on a quiet, tree-lined street surrounded by beautiful stone and brick homes, the location is hard to beat. Enjoy an easy walk to the unique shops, restaurants and small-town atmosphere of downtown Dundas, with Dundas Central Public School just one block away and the Dundas Driving Park only two blocks further.Inside, a huge foyer sets the tone with tall baseboards, oversized wood windows with storms, beautiful inlaid hardwood flooring throughout the living and dining rooms. and convenient laundry near the bottom of the stairs.The second floor offers three spacious, bright bedrooms and a full 4-piece bathroom. The third floor provides additional flexible living space with built-ins, ideal as a private primary retreat, extra bedroom, office or studio.The lower level includes a recreation room, gas fireplace, a rough-in for a 2-piece bathroom, a walk-up and a solid stone foundation. Notable updates include a replaced sewer line, PVC plumbing stack, 200-amp electrical service, 60V EV charger, backflow preventer and basement bath kit. A rare opportunity to own a spacious character home in a truly exceptional Dundas location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,745.92/mo

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5%20%50%

5-yr fixed avg.

Principal: $1,039,200Interest: $684,575
Mortgage Amount$1,039,200
Total Interest$684,575
Est. Property Tax$920/mo
Total Cost$1,723,775

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Dundas

Discover Dundas

Dundas is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Dundas

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Dundas offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

90 Victoria Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
2.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$920
Insurance (est.)-$271
Net Cash Flow+$2,509

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $650/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 34 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Hamilton.

About Dundas

I know Dundas well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,413 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    90 Victoria Street, Hamilton | $1,299,000 | Battaglia Team