911 Division Street, Kingston

Price: $475,000

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13477962

Ideally located just minutes from downtown Kingston, this 2-storey home sits on an oversized lot and offers a versatile floor plan to suit a variety of lifestyles. The main floor features a welcoming living room, a flexible office or bedroom space, a beautiful kitchen and a full 4-piece bath. Upstairs, you'll find two bedrooms, including a spacious primary suite with its own ensuite bath. The finished lower level adds valuable living space with a rec room, laundry area, and an additional den space ideal for guests, teens, or a home office. Step outside to enjoy the large back deck overlooking the private, fully fenced backyard-perfect for entertaining, gardening, or simply relaxing. Ample parking adds to the home's appeal. Lovingly maintained and thoughtfully updated throughout the years, this move-in-ready property offers comfort, flexibility, and convenience. Close to downtown Kingston, schools, parks, shopping, restaurants, Queen's University, St. Lawrence College, CFB Kingston, and Highway 401.

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$475,000 - 911 Division Street, Kingston

Detached for Sale in Kingston

Neighbourhood: 22 - East of Sir John A. Blvd

3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13477962
Property Type
Detached
Status
active
Days on Site
17
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Listing Brokerage
EXP REALTY, BROKERAGE
Description

Ideally located just minutes from downtown Kingston, this 2-storey home sits on an oversized lot and offers a versatile floor plan to suit a variety of lifestyles. The main floor features a welcoming living room, a flexible office or bedroom space, a beautiful kitchen and a full 4-piece bath. Upstairs, you'll find two bedrooms, including a spacious primary suite with its own ensuite bath. The finished lower level adds valuable living space with a rec room, laundry area, and an additional den space ideal for guests, teens, or a home office. Step outside to enjoy the large back deck overlooking the private, fully fenced backyard-perfect for entertaining, gardening, or simply relaxing. Ample parking adds to the home's appeal. Lovingly maintained and thoughtfully updated throughout the years, this move-in-ready property offers comfort, flexibility, and convenience. Close to downtown Kingston, schools, parks, shopping, restaurants, Queen's University, St. Lawrence College, CFB Kingston, and Highway 401.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,437.00/mo

Includes CMHC insurance ($13,253)

$
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5%10%50%

5-yr fixed avg.

Principal: $427,500Interest: $290,346
Mortgage Amount$440,753
Total Interest$290,346
Est. Property Tax$336/mo
Total Cost$731,099

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 22 - East of Sir John A. Blvd

Discover 22 - East of Sir John A. Blvd

22 - East of Sir John A. Blvd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 22 - East of Sir John A. Blvd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

22 - East of Sir John A. Blvd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

911 Division Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$336
Insurance (est.)-$99
Net Cash Flow+$2,365

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $679/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 17 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 22 - East of Sir John A. Blvd

I know 22 - East of Sir John A. Blvd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    911 Division Street, Kingston | $475,000 | Battaglia Team