93 Division Street, Kingston

Price: $1,200,000

6 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: X13248674

The premium downtown location steps to Queen's campus and a walk score to other great local amenities that can't be beat. An Investors dream property featuring 6 bedrooms and 2 full bathrooms with a current fixed term rental income of $7500 per month with tenants paying all utilities through to April 30,2027. A comprehensive cosmetic overhaul was completed in 2024including windows, exterior doors, paint throughout, shaker kitchen with quartz counter tops, appliances, bathrooms including vented exhaust fans, resilient vinyl plank flooring throughout, interior railings and spindles, light fixtures, switches and plugs with updated and relocated main floor electrical panel all of which dramatically mitigates most short-term capital expenditures for the future owner. Add to your portfolio with this impressive brick semidetached property with parking for 1 vehicle. 93 Division Street must be purchased together with the adjacent property 91 Division Street.

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$1,200,000 - 93 Division Street, Kingston

Semi-Detached for Sale in Kingston

Neighbourhood: 14 - Central City East

6Beds
2Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
X13248674
Property Type
Semi-Detached
Status
active
Days on Site
24
Bedrooms
6
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

The premium downtown location steps to Queen's campus and a walk score to other great local amenities that can't be beat. An Investors dream property featuring 6 bedrooms and 2 full bathrooms with a current fixed term rental income of $7500 per month with tenants paying all utilities through to April 30,2027. A comprehensive cosmetic overhaul was completed in 2024including windows, exterior doors, paint throughout, shaker kitchen with quartz counter tops, appliances, bathrooms including vented exhaust fans, resilient vinyl plank flooring throughout, interior railings and spindles, light fixtures, switches and plugs with updated and relocated main floor electrical panel all of which dramatically mitigates most short-term capital expenditures for the future owner. Add to your portfolio with this impressive brick semidetached property with parking for 1 vehicle. 93 Division Street must be purchased together with the adjacent property 91 Division Street.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,308.00/mo

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5%20%50%

5-yr fixed avg.

Principal: $960,000Interest: $632,401
Mortgage Amount$960,000
Total Interest$632,401
Est. Property Tax$850/mo
Total Cost$1,592,401

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 14 - Central City East

Discover 14 - Central City East

14 - Central City East is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 14 - Central City East

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

14 - Central City East offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

93 Division Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,000/mo
Range: $3,400 - $4,600
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$4,000
Maintenance Fees-$0
Property Tax (est.)-$850
Insurance (est.)-$250
Net Cash Flow+$2,900

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1091/sqft, this property is priced in line with current Kingston market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Kingston.

About 14 - Central City East

I know 14 - Central City East well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,000 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    93 Division Street, Kingston | $1,200,000 | Battaglia Team