$582,490 - 944 Swanfield Street, Kingston
Townhouse for Sale in Kingston
135 days on market- MLS Number
- X12604932
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 135
- Bedrooms
- 3
- Bathrooms
- 4
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Kingston
- Listing Brokerage
- RE/MAX FINEST REALTY INC., BROKERAGE
Step into this well-maintained end-unit townhouse offering the perfect blend of comfort, space, and flexibility. Entry welcomes you through a covered porch into a tiled foyer with a convenient powder room and inside access to the garage for everyday ease. The main level features an open-concept layout with bamboo flooring throughout the kitchen, dining, and living areas. The kitchen has been recently updated with a stylish marble backsplash and quartz countertops, and includes newer appliances such as a microwave and dishwasher. Patio doors off the living room lead to a large deck overlooking the fully fenced backyard with no rear neighbours, providing added privacy ideal for relaxing or entertaining. Upstairs, you'll find a spacious primary bedroom with a walk-in closet and 4-piece ensuite, along with two additional bedrooms and a second full 4-piece bathroom. The bright walkout basement adds exceptional value with its own kitchenette, a spacious den, and a full bathroom-a perfect setup for in-laws, teens, guests, or a potential rental opportunity. The added windows and side exposure of this end unit bring in extra natural light and privacy throughout the home. The private driveway has parking for 4 cars and can easily park an additional car in the garage. Recent updates include new windows, an owned 50-gallon hot water tank, and several new appliances such as a washing machine, microwave, and dishwasher. Call for your private showing before its gone.
Estimate your monthly payments for this property
Estimated Payment
$2,988.48/mo
Includes CMHC insurance ($16,251)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kingston
Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kingston
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
944 Swanfield Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $530/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 135 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Kingston have shown strong appreciation as families seek more space.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,427 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.