95 B Concession Street, Clarington

Price: $799,000

4 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13868446

The headline here is simple: 95B Concession St E comes with a legal basement apartment - not a converted rec room with a hot plate, not a grey-area setup that keeps you up at night, but a properly permitted second unit, and that distinction matters because legal means financeable, insurable, and rentable without crossing your fingers. It is the feature plenty of buyers go looking for and far fewer find already done properly, and because the permits are in place you are not retrofitting, applying, or hoping for approval after closing. The lower level is fully self-contained with its own entrance and its own kitchen, which opens up real flexibility: live upstairs and let a tenant below help carry the mortgage, rent both levels and hold a two-income property, or move a parent, an adult child, or an in-law downstairs where they have their own space and nobody shares a bathroom. The upper unit is three bedrooms and two bathrooms, so the main living space stays genuinely yours rather than carved up to make the income work, and three bedrooms with two baths is the configuration families and tenants understand without needing a sales pitch. Location is a big part of why this setup works as well as it does, with historic downtown Bowmanville close by and its shops, restaurants, and cafes on a main street people actually walk, while schools, parks, transit, and everyday amenities sit within easy reach and the hospital, Walmart, and Home Depot are only minutes away. Commuters get Highway 401 in minutes along with 412 and 418 access when they need to move across the GTA, and the surrounding streets are established and family-friendly, the kind of neighbourhood that holds its value and keeps demand steady in Clarington. If a legal, permitted income property in Durham Region is what you have been hunting for, this one is worth walking through in person so you can judge the space on its own merits.

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active
New Listing
1/50

$799,000 - 95 B Concession Street, Clarington

Detached for Sale in Clarington

New — Listed yesterday

Neighbourhood: Bowmanville

4Beds
3Baths
1,100 - 1,499Sq Ft
Detached

Want to see this home in person?

Book a private showing with Joe — pick a day and time that works for you.

Property Details
MLS Number
E13868446
Property Type
Detached
Status
active
Days on Site
1
Bedrooms
4
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Clarington
Taxes (2025)
$4,273
Listing Brokerage
RE/MAX Rouge River Realty Ltd.
Description

The headline here is simple: 95B Concession St E comes with a legal basement apartment - not a converted rec room with a hot plate, not a grey-area setup that keeps you up at night, but a properly permitted second unit, and that distinction matters because legal means financeable, insurable, and rentable without crossing your fingers. It is the feature plenty of buyers go looking for and far fewer find already done properly, and because the permits are in place you are not retrofitting, applying, or hoping for approval after closing. The lower level is fully self-contained with its own entrance and its own kitchen, which opens up real flexibility: live upstairs and let a tenant below help carry the mortgage, rent both levels and hold a two-income property, or move a parent, an adult child, or an in-law downstairs where they have their own space and nobody shares a bathroom. The upper unit is three bedrooms and two bathrooms, so the main living space stays genuinely yours rather than carved up to make the income work, and three bedrooms with two baths is the configuration families and tenants understand without needing a sales pitch. Location is a big part of why this setup works as well as it does, with historic downtown Bowmanville close by and its shops, restaurants, and cafes on a main street people actually walk, while schools, parks, transit, and everyday amenities sit within easy reach and the hospital, Walmart, and Home Depot are only minutes away. Commuters get Highway 401 in minutes along with 412 and 418 access when they need to move across the GTA, and the surrounding streets are established and family-friendly, the kind of neighbourhood that holds its value and keeps demand steady in Clarington. If a legal, permitted income property in Durham Region is what you have been hunting for, this one is worth walking through in person so you can judge the space on its own merits.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,099.28/mo

Includes CMHC insurance ($22,292)

$
$
5%10%50%

5-yr fixed avg.

Principal: $719,100Interest: $488,393
Mortgage Amount$741,392
Total Interest$488,393
Est. Property Tax$566/mo
Total Cost$1,229,785

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Bowmanville

Discover Bowmanville

Bowmanville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Bowmanville

  • •Convenient location in Clarington
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

Bowmanville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

95 B Concession Street, Clarington

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$566
Insurance (est.)-$166
Net Cash Flow+$2,468

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $726/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Clarington's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Clarington are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Clarington. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Bowmanville

I know Bowmanville well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    95 B Concession Street, Clarington | $799,000 | Battaglia Team