$599,000 - 95 Lombard Street Unit 1405, Cabbagetown
Condo for Sale in Cabbagetown
Neighbourhood: Church-Yonge Corridor
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- MLS Number
- C13793980
- Property Type
- Condo
- Status
- active
- Days on Site
- 21
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 1,000 sqft
- Neighbourhood
- Regent Park / Cabbagetown / St. James Town
- Taxes (2026)
- $2,731
- Maintenance Fees
- $1,386/mo
- Locker
- Exclusive
- Exposure
- South West
- Balcony
- None
- Listing Brokerage
- HARVEY KALLES REAL ESTATE LTD.
A Penthouse That Feels Like a Home in the Heart of St. Lawrence Market - 95 Lombard Street, St. James Square, Toronto - PH-Level Suite | 1,050 Sq Ft | Spectacular Park & Downtown Views | All-Inclusive Condo Fees. Open the door and the city falls into place.This penthouse-level suite at 95 Lombard Street does not announce itself as a condo. It feels like a home that simply chose the best possible address. Light moves through the rooms. St. James Park unfolds in one direction, the downtown skyline in the other. Southwest and north exposures give the suite a living rhythm: morning over the park, evening over the city.At 1,050 square feet, the layout is large, multifunctional, and unusually complete. A proper living room, sitting room, and dining area all look out over the park and skyline. There is a true place for an office or study. The primary bedroom is generously scaled for a king, with a beautiful ensuite. A separate two-piece bathroom keeps guests and entertaining easy. The kitchen, finished with high-end Sub-Zero appliances, has a large area to pull up a stool and talk while you prep - conversation unfolding into an evening of relaxation or entertainment.A locker sits directly across from the unit door. If needs change, the suite can be easily converted into a two-bedroom. Condo fees are all-inclusive, with no extra utility costs, so the ease of this address extends beyond the views and the neighbourhood.St. James Square is a boutique building of only 65 suites, five per floor, and mostly owners who take real pride in the property. Step outside and the park is at your feet, with St. Lawrence Market, the Distillery District, and the Financial District a short walk away.This is downtown Toronto living with space, light, and a sense of home. Ideal for downsizers who will not settle, or a downtown couple looking for ease and convenience without giving up the feeling of arriving somewhere that matters.
Estimate your monthly payments for this property
Estimated Payment
$3,073.18/mo
Includes CMHC insurance ($16,712)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Church-Yonge Corridor
Church-Yonge Corridor is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Church-Yonge Corridor
- •Convenient location in Regent Park / Cabbagetown / St. James Town
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Church-Yonge Corridor offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
95 Lombard Street Unit 1405, Regent Park / Cabbagetown / St. James Town
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $599/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 21 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1386/month fees should cover building insurance, common elements, and reserve contributions.
About Church-Yonge Corridor
I know Church-Yonge Corridor well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Cabbagetown properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.