$450,000 - 95 Virginia Street, Kingston
Detached for Sale in Kingston
Neighbourhood: 23 - Rideau
- MLS Number
- X13473668
- Property Type
- Detached
- Status
- active
- Days on Site
- 18
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Kingston
- Listing Brokerage
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Welcome to 95 Virginia Street - a stylish, move-in-ready home that has been lovingly maintained and thoughtfully updated, offering the perfect blend of comfort, functionality, and convenience in one of Kingston's desirable family-friendly neighbourhoods. From the moment you arrive, you'll appreciate the pride of ownership and the many major improvements that provide peace of mind for years to come. Inside, the bright and inviting layout is designed for everyday living and growing families alike. The main level features three spacious bedrooms, a welcoming living area filled with natural light, and a functional kitchen and dining space perfect for both busy mornings and family gatherings. The finished lower level adds valuable extra living space and flexibility, offering an ideal setup for a rec room, home office, workout area, or comfortable guest retreat. This home has seen extensive updates, including a new roof (2021), new furnace and central air conditioning (2021), and updated windows throughout the past five years, creating an energy-efficient and worry-free living experience. Outside, the newer concrete driveway enhances the home's curb appeal, while the backyard has been thoughtfully improved with a gazebo base and updated shed floor - creating a great space to relax, entertain, or enjoy warm summer evenings with family and friends. Conveniently located close to schools, parks, shopping, restaurants, and everyday amenities, this property also offers quick access to Highway 401 and Kingston's Third Crossing, making commuting across the city easier than ever. Whether you're a first-time buyer, growing family, or someone looking for a well-kept home in a fantastic location, 95 Virginia Street is a property that truly needs to be seen to be fully appreciated.
Estimate your monthly payments for this property
Estimated Payment
$2,308.73/mo
Includes CMHC insurance ($12,555)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 23 - Rideau
23 - Rideau is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 23 - Rideau
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
23 - Rideau offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
95 Virginia Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $300/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 23 - Rideau
I know 23 - Rideau well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.