$649,900 - 950 Hamilton Street, Cambridge
Detached for Sale in Cambridge
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- MLS Number
- X13827336
- Property Type
- Detached
- Status
- active
- Days on Site
- 12
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Cambridge
- Taxes (2025)
- $5,147
- Listing Brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Opportunities like this don't come along often! Duplex zoning, tucked into an established neighborhood on an exceptional lot of almost 3/4 of an acre, this well maintained home offers a rare combination of space, versatility and lifestyle. Enjoy a private six car parking area, inground pool, four bedrooms and outstanding potential for multigenerational living or additional income. The flexible layout offers two main floor bedrooms and two bedrooms upstairs. Zoned for a duplex, the home's layout lends itself well to creating a two unit dwelling again. The main level features a welcoming living room, formal dining room and updated bathroom with water jetted Jacuzzi tub. Upstairs, the spacious primary bedroom opens to a private balcony overlooking the pool, while the updated second floor bathroom features an air jetted Jacuzzi tub. A finished basement with rec room provides even more living space. Outside, the inground pool and expansive yard create your own private summer retreat. Major improvements are already taken care of, including roof, soffit, fascia and eaves 2018, furnace and A/C 2021, owned tankless water heater 2022 and rebuilt upper balcony 2022. Pool pump, liner and filter 2018 and cover 2020. Additional improvements include refinished oak stairs, gas fireplace, re insulated exterior walls, sound barrier interior walls, updated electrical panel, nearly all updated windows, owned water softener and updated exterior doors. A property this unique needs to be experienced in person. Book your private showing today!
Estimate your monthly payments for this property
Estimated Payment
$3,334.32/mo
Includes CMHC insurance ($18,132)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
950 Hamilton Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $433/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Cambridge. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.