950 Portsmouth Avenue, Kingston

Price: $419,900

3 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: X13218572

Visit REALTOR website for additional information. The main level offers practical everyday living space with a bright, freshly painted interior that gives the home a clean and updated feel. Upstairs, the three-bedroom layout provides comfortable accommodation for families or those needing additional office or guest space. The partially finished basement adds flexibility for a rec room, home gym, storage, or future finishing potential. Outside, the property features a deep backyard with room for outdoor entertaining, gardening, or family use. The neighbourhood is a well-established residential area known for its accessibility and convenience. Residents benefit from close proximity to everyday amenities including stores, restaurants, schools, parks, and healthcare services. Public transit options are readily available along nearby major routes, providing straightforward connections to downtown Kingston, Queen's University and St. Lawrence College. The area also offers access to major roadways, making commuting across the city efficient and convenient. This property also presents potential as a student rental investment, with a layout well-suited for shared accommodation and strong rental demand in Kingston driven by nearby post-secondary institutions. Whether purchased as a primary residence or income-producing property, the home offers versatility, location, and strong long-term value potential.

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$419,900 - 950 Portsmouth Avenue, Kingston

Semi-Detached for Sale in Kingston

40 days on market

Neighbourhood: 25 - West of Sir John A. Blvd

3Beds
3Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
X13218572
Property Type
Semi-Detached
Status
active
Days on Site
40
Bedrooms
3
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
PG DIRECT REALTY LTD.
Description

Visit REALTOR website for additional information. The main level offers practical everyday living space with a bright, freshly painted interior that gives the home a clean and updated feel. Upstairs, the three-bedroom layout provides comfortable accommodation for families or those needing additional office or guest space. The partially finished basement adds flexibility for a rec room, home gym, storage, or future finishing potential. Outside, the property features a deep backyard with room for outdoor entertaining, gardening, or family use. The neighbourhood is a well-established residential area known for its accessibility and convenience. Residents benefit from close proximity to everyday amenities including stores, restaurants, schools, parks, and healthcare services. Public transit options are readily available along nearby major routes, providing straightforward connections to downtown Kingston, Queen's University and St. Lawrence College. The area also offers access to major roadways, making commuting across the city efficient and convenient. This property also presents potential as a student rental investment, with a layout well-suited for shared accommodation and strong rental demand in Kingston driven by nearby post-secondary institutions. Whether purchased as a primary residence or income-producing property, the home offers versatility, location, and strong long-term value potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,154.30/mo

Includes CMHC insurance ($11,715)

$
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5%10%50%

5-yr fixed avg.

Principal: $377,910Interest: $256,666
Mortgage Amount$389,625
Total Interest$256,666
Est. Property Tax$297/mo
Total Cost$646,291

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 25 - West of Sir John A. Blvd

Discover 25 - West of Sir John A. Blvd

25 - West of Sir John A. Blvd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 25 - West of Sir John A. Blvd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

25 - West of Sir John A. Blvd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

950 Portsmouth Avenue, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.9%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$297
Insurance (est.)-$87
Net Cash Flow+$2,416

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $382/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 25 - West of Sir John A. Blvd

I know 25 - West of Sir John A. Blvd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    950 Portsmouth Avenue, Kingston | $419,900 | Battaglia Team