$599,000 - 96 St Patrick Street Unit 1202, Downtown Toronto
Condo for Sale in Downtown Toronto
Neighbourhood: Kensington-Chinatown
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- MLS Number
- C13756780
- Property Type
- Condo
- Status
- active
- Days on Site
- 29
- Bedrooms
- 1
- Bathrooms
- 1
- Square Feet
- 600 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Taxes (2026)
- $3,292
- Maintenance Fees
- $758/mo
- Locker
- Owned
- Exposure
- West
- Balcony
- Open
- Listing Brokerage
- SAGE REAL ESTATE LIMITED
Welcome to Suite 1202 at 96 St Patrick Street. There is much to appreciate about this spacious, light-filled, 630 square foot one-bedroom layout. Features of note include an open concept kitchen with granite counter tops and stainless steel appliances, a large living and dining area with floor-to-ceiling windows offering an appealing western exposure, a large bathroom, and a spacious bedroom with a walk-in closet and a walk-out to a balcony that offers an expansive urban view featuring the Ontario College of Art and Design and the CN Tower. The unit comes with one parking spot (P1, #17) and two storage lockers (89 inches x 54 inches and 60 inches x 40 inches) which provide an abundance of storage space. ***Building amenities*** Amenities include 24 hour concierge, library, party room, outdoor patio with seasonal hot tub and two BBQs, one guest suite, exercise room with lockers, restroom and showers, visitor parking and two Electrical Vehicle parking spaces. ***Neighbourhood*** This ideal location provides quick access to all the pleasures of city living. It is a great location as you are only minutes away from shops, restaurants, grocery stores, pubs, parks, art galleries, theatres, and sporting and concert venues. Everything is within walking distance, or you can take the subway (St Patrick TTC station is only a few minute walk away).
Estimate your monthly payments for this property
Estimated Payment
$3,073.18/mo
Includes CMHC insurance ($16,712)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kensington-Chinatown
Kensington-Chinatown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kensington-Chinatown
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kensington-Chinatown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
96 St Patrick Street Unit 1202, Downtown Toronto / Waterfront
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $998/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 29 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $758/month fees should cover building insurance, common elements, and reserve contributions.
Efficient Living
At 600 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About Kensington-Chinatown
I know Kensington-Chinatown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.