$619,900 - 98 Main Street, Halton Hills
Detached for Sale in Halton Hills
42 days on marketNeighbourhood: 1045 - AC Acton
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- MLS Number
- W13715392
- Property Type
- Detached
- Status
- active
- Days on Site
- 42
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Halton Hills
- Taxes (2026)
- $3,494
- Listing Brokerage
- Royal LePage Real Estate Associates
Great two bedroom home for downsizers or young couples! Located walking distance from downtown for shopping and dining out. Quiet backyard backing onto Prospect Park. This clean and updated home is ready for it's new owner to enjoy. Open kitchen with good quality built-in appliances and recent(2026) replaced countertop and faucet with reverse osmosis water system. Spacious Living room with big bright picture window and gas fireplace. Nicely renovated main bathroom. Main floor laundry with walkout to the deck(2026) and backyard. This home has been meticulously cared for and updated by the current owner with all updated mechanical systems throughout. Recent updates include exterior siding(2025), metal roof-55 yr warranty, replaced asphalt driveway(2024), high end "Magic" Windows throughout - some with built-in blackout shades- 40 yr warranty(2025), replaced flooring throughout the main living areas(2026). Furnace and A/C(2020), Driveway(2024), all plumbing replaced, converted attic is a conditioned storage space (500 sq ft with dropdown ladder access). The partially finished basement offers a 2 pc bathroom, and has been professionally waterproofed and insulated(2014). Bedrooms and Living room wired with CAT5 internet connections. Owned on demand water heater. Parking for 4 cars. Go Transit bus stops steps from the house.
Estimate your monthly payments for this property
Estimated Payment
$3,180.41/mo
Includes CMHC insurance ($17,295)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 1045 - AC Acton
1045 - AC Acton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 1045 - AC Acton
- •Convenient location in Halton Hills
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
1045 - AC Acton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
98 Main Street, Halton Hills
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $886/sqft, this property is priced in line with current Halton Hills market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 42 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About 1045 - AC Acton
I know 1045 - AC Acton well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.