$1,299,900 - 98 Portage Trail, Whitby
Detached for Sale in Whitby
49 days on market- MLS Number
- E13144224
- Property Type
- Detached
- Status
- active
- Days on Site
- 49
- Bedrooms
- 5
- Bathrooms
- 5
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- Royal LePage Frank Real Estate
Welcome To This Exquisitely Upgraded Executive Residence Offering 2,828 Sq. Ft. Of Luxurious Living Space Plus A Professionally Finished 1,256 Sq. Ft. Basement. Designed With Elegance, Comfort, And Functionality In Mind, This Exceptional Home Showcases Quality Craftsmanship And Timeless Finishes Throughout. Featuring 4 Spacious Bedrooms And 5 Beautifully Appointed Bathrooms, This Home Is Perfectly Suited For Refined Family Living And Entertaining. The Upper Level Offers Three Full Bathrooms Including A Jack-And-Jill Ensuite, Semi-Ensuite, And A Luxurious Primary Retreat Complete With Double-Door Entry, Dual Walk-In Closets, And A Beautiful 5-Piece Ensuite With Double Vanity. The Main Floor Features A Bright Open-Concept Layout Enhanced By 9-Foot Ceilings, Elegant Pot Lighting, And Abundant Natural Light. The Designer Kitchen Showcases Quartz Countertops, A Chef-Inspired Sink, A Secondary Prep Sink, Gas Cook Top, Built In Wall Oven. Seamless Flow Into The Warm And Inviting Family Room. Formal Living And Dining Areas Add Timeless Sophistication, While The Separate Library, Office, Or Den Provides Exceptional Flexibility For Today's Lifestyle Needs. The Professionally Finished Basement Was Completed In 2017, Expands The Living Space With Endless Possibilities Including A Recreation Room, Fitness Area, Media Lounge, Or Guest Accommodations. Exceptional Curb Appeal Features Stunning Flagstone And Interlock Landscaping Accentuated By Exterior Pot Lighting. The Property Offers Parking For Up To Five Vehicles Including A Double-Car Garage Equipped With An EV Charging Station. Step Outside To Your Private Backyard Oasis Featuring Interlock Stonework, Professionally Landscaped Gardens, A Newer Deck Completed In 2024, And A Gas BBQ Hookup - Perfect For Outdoor Entertaining. Ideally Situated In A Prestigious Community Near Waterfront Access And Scenic Walking Trails, This Meticulously Maintained Home Offers The Perfect Balance Of Luxury, Serenity, And Convenience.
Estimate your monthly payments for this property
Estimated Payment
$5,749.90/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
98 Portage Trail, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $520/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 49 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitby.
Bathroom Count Matters
With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,416 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.