$695,000 - 99 Cameron Street Unit 502, Downtown Toronto
Condo for Sale in Downtown Toronto
Popular ListingNeighbourhood: Kensington-Chinatown
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- MLS Number
- C13840126
- Property Type
- Condo
- Status
- active
- Days on Site
- 8
- Bedrooms
- 6
- Bathrooms
- 2
- Square Feet
- 1,200 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Taxes (2026)
- $3,652
- Maintenance Fees
- $1,142/mo
- Locker
- None
- Exposure
- East
- Balcony
- Open
- Listing Brokerage
- REAL BROKER ONTARIO LTD.
MORE SPACE TO LIVE, MORE FLEXIBILITY TO WORK, AND THE CITY RIGHT OUTSIDE YOUR DOOR. Welcome To 99 Cameron Street, Unit 502 - A Rare 1,273 Sq Ft, 3-Bedroom, 2-Bathroom Condo In The Heart Of Downtown Toronto's Chinatown. Designed For The Way Life Actually Happens, This Spacious Family-Sized Home Gives First-Time Buyers, Professional Couples And Downsizers Something That's Increasingly Hard To Find Downtown: Room To Live Without Giving Up Location. Imagine Starting Your Morning With Coffee At Home, Walking Out The Door And Having Toronto At Your Fingertips. Grab Your Favourite Lunch, Pick Up Groceries, Meet Friends For Dinner Or Hop On The Streetcar - All Without Planning Your Day Around A Car. Inside, The Thoughtfully Designed Layout Gives You Space To Spread Out, With Three Bedrooms Plus Three Flexible Dens That Can Adapt To Whatever This Chapter Of Life Requires. Create A Dedicated Home Office, Guest Room, Reading Nook, Hobby Space Or Bonus Bedroom - The Choice Is Yours. The Completely Renovated Kitchen And Bathrooms Bring A Fresh, Modern Feel, While New Hardwood Flooring Throughout The Main Living Areas Creates A Warm And Welcoming Space To Come Home To. For First-Time Buyers, This Is A Chance To Own A True Downtown Home With The Space To Grow Into. For Professional Couples, The Multiple Flexible Spaces Make Working From Home And Hosting Friends Easy. And For Downsizers, You Can Simplify Without Sacrificing The Space, Convenience And Energy Of City Living.Then There's The Location. The Streetcar Is Right At Your Front Door, Putting You Within Easy Reach Of The Best Of Downtown. Step Outside And You're Surrounded By The Energy Of Chinatown - Restaurants, Cafés, Shopping, Markets And Everyday Essentials - With The Rest Of Toronto Just Minutes Away. This Is More Than A Condo. It's A Spacious Downtown Home That Gives You The Freedom To Live, Work, Host And Enjoy The City On Your Own Terms.
Estimate your monthly payments for this property
Estimated Payment
$3,565.71/mo
Includes CMHC insurance ($19,391)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kensington-Chinatown
Kensington-Chinatown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kensington-Chinatown
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kensington-Chinatown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
99 Cameron Street Unit 502, Downtown Toronto / Waterfront
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $579/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1142/month fees should cover building insurance, common elements, and reserve contributions.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Downtown Toronto.
About Kensington-Chinatown
I know Kensington-Chinatown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,896 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.