99 Emma Street, Guelph

Price: $624,999

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13505606

Step into this bright and cheerful 3-bedroom, 2-bathroom home. 99 Emma Street is an ideal starter home or home for a growing family. Sunlight fills the space with large windows, complemented by newly updated lighting throughout. Large open kitchen, with breakfast/dining area, and french doors leading to the back deck and large private backyard filled with flowers and is a gardener's dream. The finished basement adds extra living space and a second 3-piece bathroom. The oversized backyard has many lush gardens and creates the perfect outdoor retreat. Walking distance to schools, parks, and all amenities. The Upstairs 4 piece bathroom was recently fully renovated (2025) and Bedrooms are spacious with good closet space. Book your showing today for this wonderful home!

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New Listing
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$624,999 - 99 Emma Street, Guelph

Semi-Detached for Sale in Guelph

New — Listed 7 days ago

Neighbourhood: General Hospital

3Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13505606
Property Type
Semi-Detached
Status
active
Days on Site
7
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Guelph
Listing Brokerage
Coldwell Banker Neumann Real Estate
Description

Step into this bright and cheerful 3-bedroom, 2-bathroom home. 99 Emma Street is an ideal starter home or home for a growing family. Sunlight fills the space with large windows, complemented by newly updated lighting throughout. Large open kitchen, with breakfast/dining area, and french doors leading to the back deck and large private backyard filled with flowers and is a gardener's dream. The finished basement adds extra living space and a second 3-piece bathroom. The oversized backyard has many lush gardens and creates the perfect outdoor retreat. Walking distance to schools, parks, and all amenities. The Upstairs 4 piece bathroom was recently fully renovated (2025) and Bedrooms are spacious with good closet space. Book your showing today for this wonderful home!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,206.57/mo

Includes CMHC insurance ($17,437)

$
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5%10%50%

5-yr fixed avg.

Principal: $562,499Interest: $382,034
Mortgage Amount$579,936
Total Interest$382,034
Est. Property Tax$443/mo
Total Cost$961,970

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: General Hospital

Discover General Hospital

General Hospital is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in General Hospital

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

General Hospital offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

99 Emma Street, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$443
Insurance (est.)-$130
Net Cash Flow+$2,227

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $893/sqft, this property is priced in line with current Guelph market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In Guelph's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About General Hospital

I know General Hospital well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    99 Emma Street, Guelph | $624,999 | Battaglia Team