$1,238,000 - 99 Harbour Square Unit 3512, Downtown Toronto
Condo for Sale in Downtown Toronto
43 days on marketNeighbourhood: Waterfront Communities C1
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- MLS Number
- C13709604
- Property Type
- Condo
- Status
- active
- Days on Site
- 43
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,200 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Taxes (2026)
- $5,593
- Maintenance Fees
- $1,636/mo
- Locker
- Exclusive
- Exposure
- South West
- Balcony
- Open
- Listing Brokerage
- HOMELIFE NEW WORLD REALTY INC.
Spectacular Unobstructed Lake & Downtown Views from the 35th Floor!** Welcome to One York Quay, one of Toronto's premier waterfront residences at 99 Harbour Square. This spacious **2-bedroom, 2-bathroom suite** offers a highly desirable **southwest exposure**, featuring breathtaking, unobstructed panoramic views of **Lake Ontario, Toronto Islands and the downtown Toronto skyline** from both the suite and private balcony. Enjoy stunning sunsets, abundant natural light and an exceptional waterfront lifestyle high above the city. The thoughtfully designed layout offers spacious principal rooms, an open-concept living and dining area, well-proportioned bedrooms, two full bathrooms and ample storage. **One parking space and one locker included.** An ideal opportunity for both end users and investors seeking generous living space in one of Toronto's most coveted waterfront locations. Residents enjoy an extraordinary collection of **resort-style amenities**, including 24-hour concierge and security, fitness centre, indoor and outdoor swimming pools, hot tub, sauna, squash/racquetball courts, basketball court, rooftop terrace with BBQ area, Harbour Club restaurant and lounge, party/multipurpose rooms, library, business centre, guest suites, visitor parking, car wash and private shuttle bus service. Perfectly situated along Toronto's waterfront, just steps to **Harbour Square Park, Lake Ontario, waterfront trails, Harbourfront Centre, restaurants, cafés, yacht clubs and Toronto Islands Ferry**. Walk to **Union Station, Financial District, PATH, CN Tower, Rogers Centre, Scotiabank Arena, Ripley's Aquarium and the Entertainment District**. Convenient TTC streetcar service on Queens Quay and easy access to the Gardiner Expressway.**Rarely offered combination of unobstructed southwest lake and downtown views, 35th-floor elevation, private balcony, parking and locker. Experience the very best of Toronto waterfront living at One York Quay!**
Estimate your monthly payments for this property
Estimated Payment
$5,476.09/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Waterfront Communities C1
Waterfront Communities C1 is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Waterfront Communities C1
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Waterfront Communities C1 offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
99 Harbour Square Unit 3512, Downtown Toronto / Waterfront
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1032/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 43 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $1636/month fees should cover building insurance, common elements, and reserve contributions.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Waterfront Communities C1
I know Waterfront Communities C1 well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,158 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.