102 TOWNLINE RD. WEST Road, St. Catharines

Price: $549,900

5 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13800540

INVESTMENT & POTENTIAL RENTAL OPPORTUNITY! One owner brick 3 bedroom bungalow in great South St. Catharines location, on the escarpment with a separate entry to a small but cozy 2 bedroom lower level apartment - ideal for extended family or potential rental income. This prime location is on a bus route, just minutes to Brock University, Hwy. 406, Pen Centre for easy accessbility. The main level offers 3 bedrooms, 4 pc. bath with new tub/shower combo, spacious living room and a spacious recently renovated kitchen (2026) featuring new cupboards, quartz countertops, fridge, stove & new D/W and new flooring. Some H/W throughout. Heating is FAG with C/A (2020), The lower level provides a cozy 2 bedroom apartment w/side entrance, plus shared coin operated laundry and 2 separate storage lockers. The exterior delivers excellent functionality with a concrete single driveway & extensive paved rear parking area & small backyard. An extra large vinyl sided storage shed is ideal for more storage. BONUS: the rear laneway is attached to this property and provides access to the street behind - ideal for additional parking, convenient access to the next street or storage of an RV or boat. Survey is available. A rare opportunity with excellent flexibility and potential and an especially attractive option when purchased together with neighboring 100 Townline Rd. W. Currently new sidewalks and roads are being completed for a modern update to the street.

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$549,900 - 102 TOWNLINE RD. WEST Road, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 460 - Burleigh Hill

5Beds
2Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13800540
Property Type
Detached
Status
active
Days on Site
20
Bedrooms
5
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$3,537
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

INVESTMENT & POTENTIAL RENTAL OPPORTUNITY! One owner brick 3 bedroom bungalow in great South St. Catharines location, on the escarpment with a separate entry to a small but cozy 2 bedroom lower level apartment - ideal for extended family or potential rental income. This prime location is on a bus route, just minutes to Brock University, Hwy. 406, Pen Centre for easy accessbility. The main level offers 3 bedrooms, 4 pc. bath with new tub/shower combo, spacious living room and a spacious recently renovated kitchen (2026) featuring new cupboards, quartz countertops, fridge, stove & new D/W and new flooring. Some H/W throughout. Heating is FAG with C/A (2020), The lower level provides a cozy 2 bedroom apartment w/side entrance, plus shared coin operated laundry and 2 separate storage lockers. The exterior delivers excellent functionality with a concrete single driveway & extensive paved rear parking area & small backyard. An extra large vinyl sided storage shed is ideal for more storage. BONUS: the rear laneway is attached to this property and provides access to the street behind - ideal for additional parking, convenient access to the next street or storage of an RV or boat. Survey is available. A rare opportunity with excellent flexibility and potential and an especially attractive option when purchased together with neighboring 100 Townline Rd. W. Currently new sidewalks and roads are being completed for a modern update to the street.

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Estimate your monthly payments for this property

Estimated Payment

$2,821.27/mo

Includes CMHC insurance ($15,342)

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5-yr fixed avg.

Principal: $494,910Interest: $336,129
Mortgage Amount$510,252
Total Interest$336,129
Est. Property Tax$390/mo
Total Cost$846,382

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 460 - Burleigh Hill

Discover 460 - Burleigh Hill

460 - Burleigh Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 460 - Burleigh Hill

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

460 - Burleigh Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

102 TOWNLINE RD. WEST Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
6.8%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$390
Insurance (est.)-$115
Net Cash Flow+$3,095

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $786/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 20 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

About 460 - Burleigh Hill

I know 460 - Burleigh Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    102 TOWNLINE RD. WEST Road, St. Catharines | $549,900 | Battaglia Team