$699,000 - 103 Queen Street, St. Catharines
Detached for Sale in St. Catharines
New — Listed 6 days agoNeighbourhood: 451 - Downtown
- MLS Number
- X13687974
- Property Type
- Detached
- Status
- active
- Days on Site
- 6
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
DON'T MISS OUT!!! THE SENIOR SELLER HAS MOVED TO A RETIREMENT HOME AND HAS SLASHED THE PRICE. Located in the Queen Street Heritage District on a desirable 55-foot lot with private parking. Charm and Character abound in this early 1900's home with great street appeal, from the inviting foyer, through the French doors to an exceptionally large, bright living room that is enhanced by the gas fireplace and bay window. The separate dining room is ample for entertaining and family gatherings. The kitchen features a wide selection of pot drawers and pantry cupboard with pull outs. Don't like oak - have the cupboards professional spray painted. All bathrooms have undergone some improvements, and the main bath has a separate shower and soaker tub. On the second floor the spacious upper hallway leads to 3 bedrooms, 4 piece bath and a den that features a double door entry. 2 bedrooms have access to the balcony. The basement level has a recreation room with older finishes, a 3-piece bathroom and partially finished laundry area where you find the walk-up to the backyard. The sunny backyard offers room to play or sit around the ornamental stone fireplace and relax.Also worthy of note: THE EXTERIOR OF THE HOUSE HAS BEEN WATERPROOFED AND MANY WINDOWS HAVE BEEN REPLACED, TRANE FURNACE & AC 2019; 200 AMP ELECTRICAL PANEL; ROOF SHINGLES 2009
Estimate your monthly payments for this property
Estimated Payment
$3,586.23/mo
Includes CMHC insurance ($19,502)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
103 Queen Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $466/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.