$949,900 - 1042 Lakeshore Road, St. Catharines
Detached for Sale in St. Catharines
Popular ListingNeighbourhood: 440 - Rural Port
- MLS Number
- X13488554
- Property Type
- Detached
- Status
- active
- Days on Site
- 12
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Nestled on a beautifully landscaped lot in the desirable west end of St. Catharines, this well-maintained bungalow offers the perfect balance of peaceful country living and everyday convenience. Surrounded by mature trees, perennial gardens, and lush greenery, the property provides a private retreat just minutes from all essential amenities.Designed for comfortable family living, the home features 2+2 bedrooms, 2 baths, and over 2,400 sq. ft. of finished living space. The bright main level offers an updated eat-in kitchen with abundant cabinetry, generous counter space, and newer appliances (2022). A cozy dinette leads to a charming three-season sunroom with new vinyl flooring and tranquil views of the backyard. The spacious living room is highlighted by a gas fireplace, while the adjoining family room showcases a classic brick wood-burning fireplace. Two well-sized bedrooms, a 3-piece bath with a large walk-in shower, and convenient main-floor laundry complete the main level.The finished lower level extends the living space with a large recreation room, two additional bedrooms, a 4-piece bath, and a utility/storage area offering plenty of room for organization.Step outside to your own backyard oasis, featuring an 18' x 36' inground pool, ideal for summer entertaining or relaxing. Just a short drive from Lake Ontario and Port Dalhousie, this location offers easy access to waterfront trails, beaches, and recreational activities.Additional updates include a furnace (2022), central air conditioner (2024), most windows replaced and a new Waterloo septic system installed in October 2024. The oversized detached garage measures approximately 31' x 24' and includes a workshop and separate storage room. A private asphalt driveway provides parking for 6+ vehicles, making it ideal for guests, trailers, or recreational equipment.A rare opportunity to enjoy the space, privacy, and charm of country-style living while remaining close to all the conveniences of the city.
Estimate your monthly payments for this property
Estimated Payment
$4,873.48/mo
Includes CMHC insurance ($26,502)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 440 - Rural Port
440 - Rural Port is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 440 - Rural Port
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
440 - Rural Port offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1042 Lakeshore Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $633/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 440 - Rural Port
I know 440 - Rural Port well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,958 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.