106 Carlton Street, St. Catharines

Price: $424,500

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13492276

Stop Renting, Start Building Your Future. Welcome to 106 Carlton Street, St.Catharines - the perfect place to take your first step into homeownership. This charming, completely renovated 2-bedroom detached bungalow offers stylish, move-in-ready living with all the major updates already completed, so you can simply unpack and enjoy. Meticulously renovated from top to bottom, this home features a new roof, windows, doors, flooring, updated electrical and plumbing, a beautiful modern kitchen, and a stunning 4-piece bathroom. The bright, thoughtfully designed interior blends contemporary finishes with comfortable living, creating a space that feels like home the moment you walk through the door. Whether you're a first-time buyer, downsizer, or investor, this low-maintenance property offers exceptional value and peace of mind. Situated in a convenient, walkable neighbourhood, you're just steps from shopping, restaurants, schools, parks, public transit, and all the everyday amenities you need. Why continue paying someone else's mortgage when you can start investing in your own future? 106 Carlton Street is affordable, beautifully updated, and ready to welcome you home. Your next chapter starts here!

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$424,500 - 106 Carlton Street, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 451 - Downtown

2Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13492276
Property Type
Detached
Status
active
Days on Site
11
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Stop Renting, Start Building Your Future. Welcome to 106 Carlton Street, St.Catharines - the perfect place to take your first step into homeownership. This charming, completely renovated 2-bedroom detached bungalow offers stylish, move-in-ready living with all the major updates already completed, so you can simply unpack and enjoy. Meticulously renovated from top to bottom, this home features a new roof, windows, doors, flooring, updated electrical and plumbing, a beautiful modern kitchen, and a stunning 4-piece bathroom. The bright, thoughtfully designed interior blends contemporary finishes with comfortable living, creating a space that feels like home the moment you walk through the door. Whether you're a first-time buyer, downsizer, or investor, this low-maintenance property offers exceptional value and peace of mind. Situated in a convenient, walkable neighbourhood, you're just steps from shopping, restaurants, schools, parks, public transit, and all the everyday amenities you need. Why continue paying someone else's mortgage when you can start investing in your own future? 106 Carlton Street is affordable, beautifully updated, and ready to welcome you home. Your next chapter starts here!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,177.91/mo

Includes CMHC insurance ($11,844)

$
$
5%10%50%

5-yr fixed avg.

Principal: $382,050Interest: $259,478
Mortgage Amount$393,894
Total Interest$259,478
Est. Property Tax$301/mo
Total Cost$653,372

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

106 Carlton Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
5.7%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$301
Insurance (est.)-$88
Net Cash Flow+$2,011

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $606/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    106 Carlton Street, St. Catharines | $424,500 | Battaglia Team