$419,000 - 107 Lake Street, St. Catharines
Multi-Family for Sale in St. Catharines
Neighbourhood: 451 - Downtown
- MLS Number
- X13636488
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 19
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Welcome to 107 Lake Street, an exceptional, fully renovated duplex for sale in the vibrant heart of downtown St. Catharines, offering a turn-key opportunity for investors or homebuyers seeking a beautiful property with a mortgage helper. The carpet-free main-floor suite features a bright, open-concept living area with a charming faux fireplace, two comfortable bedrooms, and exclusive access to a private covered side porch and a rare fully fenced backyard. Upstairs, the sun-filled upper suite boasts oversized windows, two generous bedrooms, a stylish 4-piece bath with a fully tiled tub surround, and a standout L-shaped kitchen. Both suites are built for easy living with beautifully updated kitchens showcasing custom cabinetry, quartz-style counters, subway-tile backsplashes, and full stainless-steel appliances. Situated in an unbeatable, highly walkable location, you are just steps from the shops, cafes, and restaurants of St. Paul Street, historic Montebello Park, and the Central Library. With Connaught Public School, St. Catharines Collegiate, and Brock University all nearby, plus quick commuter access to Highway 406 and the QEW, this move-in-ready property is the ultimate downtown investment.
Estimate your monthly payments for this property
Estimated Payment
$2,149.69/mo
Includes CMHC insurance ($11,690)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
107 Lake Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $381/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.