$659,250 - 108 Park Street, Kingston
Detached for Sale in Kingston
129 days on market- MLS Number
- X12786696
- Property Type
- Detached
- Status
- active
- Days on Site
- 129
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Kingston
- Lot Size
- 7,585 sqft
- Listing Brokerage
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Welcome to 108 Park Street--a beautiful and unique home with so many possibilities! This is a fully renovated, detached dwelling which is currently a family home but is easily converted to two separate living spaces, each with its own entrance and fenced yard. The location can't be beat, being 1.8km from Queen's University (Stauffer library), steps from Rideau Public School, and a few steps further from Winston Churchill Public School. The neighbours all around the house are quiet and friendly. The lot is massive, with room to grow, expand the already ample parking, or maybe even add a garage--so much space! Most of the electrical has been updated, including a new panel. Plumbing has also been updated--too many upgrades to mention in this amazing home. If you're looking for a place for students to live, this home can easily be 5+ bedrooms while retaining a lot of common living space. Brand new deck in the backyard and a huge shed for storage. Walking distance to shopping, restaurants and the waterfront. New roof fall 2025
Estimate your monthly payments for this property
Estimated Payment
$3,382.29/mo
Includes CMHC insurance ($18,393)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kingston
Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kingston
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
108 Park Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $942/sqft, this property is priced in line with current Kingston market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 129 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,747 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.