12986 Highway 48 N/A, Whitchurch-Stouffville

Price: $1,280,000

9 bedrooms, 5 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: N13460450

The Property: A spectacular, top-to-bottom luxury renovation on a massive, premium 1-acre country lot-offering the perfect balance of rural privacy and urban convenience.The Layout: Exceptional, flexible floor plan. Perfect for multi-generational living, or live in one suite and rent out the other two for premium rental income.The Upgrades: Seller spent $$$ on top-tier finishes and mechanicals, including a massive interlock driveway and backyard oasis.The Mechanicals: Completely upgraded for independent living with 2 Furnaces, 2 AC units, and 2 High-Efficiency Tankless Water Heaters.

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$1,280,000 - 12986 Highway 48 N/A, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

Neighbourhood: Rural Whitchurch-Stouffville

9Beds
5Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
N13460450
Property Type
Detached
Status
active
Days on Site
19
Bedrooms
9
Bathrooms
5
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
RE/MAX EXCEL REALTY LTD.
Description

The Property: A spectacular, top-to-bottom luxury renovation on a massive, premium 1-acre country lot-offering the perfect balance of rural privacy and urban convenience.The Layout: Exceptional, flexible floor plan. Perfect for multi-generational living, or live in one suite and rent out the other two for premium rental income.The Upgrades: Seller spent $$$ on top-tier finishes and mechanicals, including a massive interlock driveway and backyard oasis.The Mechanicals: Completely upgraded for independent living with 2 Furnaces, 2 AC units, and 2 High-Efficiency Tankless Water Heaters.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,661.87/mo

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5-yr fixed avg.

Principal: $1,024,000Interest: $674,562
Mortgage Amount$1,024,000
Total Interest$674,562
Est. Property Tax$907/mo
Total Cost$1,698,562

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Rural Whitchurch-Stouffville

Discover Rural Whitchurch-Stouffville

Rural Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Rural Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Rural Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

12986 Highway 48 N/A, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$5,550/mo
Range: $4,718 - $6,382
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$5,550
Maintenance Fees-$0
Property Tax (est.)-$907
Insurance (est.)-$267
Net Cash Flow+$4,376

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $512/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 9 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitchurch-Stouffville.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Rural Whitchurch-Stouffville

I know Rural Whitchurch-Stouffville well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    12986 Highway 48 N/A | $1,280,000 | Battaglia Team