$499,900 - 13 Chestnut Lane, St. Catharines
Semi-Detached for Sale in St. Catharines
73 days on marketNeighbourhood: 455 - Secord Woods
- MLS Number
- X13044862
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 73
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 3,025 sqft
- Listing Brokerage
- RE/MAX ESCARPMENT REALTY INC., BROKERAGE
Turn Homeownership Into an Investment at 13 Chestnut Lane, St. Catharines. Why choose between owning a home and building wealth when you can do both? Welcome to 13 Chestnut Lane, a rare opportunity in one of St. Catharines' desirable neighbourhoods. Whether you're a savvy investor, a first-time buyer, or a young professional looking to offset your mortgage, this versatile R2-zone property delivers exceptional value and flexibility. Featuring two units, this property is perfectly suited for house hacking-live in one unit while generating rental income from the other. Unit A offers a bright and spacious 2-bedroom, 1-bathroom layout with forced-air gas heating, central air conditioning, and an egress basement window, providing added safety and future flexibility. Unit B is a comfortable 1-bedroom, 1-bathroom suite featuring its own energy-efficient heat pump for year-round heating and cooling. Designed with convenience and efficiency in mind, each unit has its own separate electrical service and independent heating and cooling systems, allowing for greater tenant comfort and simplified management. While the property shares a single water and sewer connection. Additional features include, Private, fully fenced rear yards for each unit, Two dedicated parking spaces, Security camera system, Two sump pumps, each equipped with a city water backup system for added peace of mind. Located in a growing community with strong rental demand, this property offers an excellent opportunity to build equity while generating income. Whether you're looking to start your real estate journey, reduce your monthly housing costs, or expand your investment portfolio, 13 Chestnut Lane is a smart move.
Estimate your monthly payments for this property
Estimated Payment
$2,564.75/mo
Includes CMHC insurance ($13,947)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 455 - Secord Woods
455 - Secord Woods is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 455 - Secord Woods
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
455 - Secord Woods offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
13 Chestnut Lane, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 73 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 455 - Secord Woods
I know 455 - Secord Woods well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.