$699,000 - 13 Delaware Street, St. Catharines
Multi-Family for Sale in St. Catharines
Popular ListingNeighbourhood: 445 - Facer
- MLS Number
- X13656778
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 14
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE SIGNATURE REALTY
ATTENTION INVESTORS, FIRST-TIME BUYERS & MULTI-GENERATIONAL FAMILIES! Rare opportunity to own a well-maintained duplex offering immediate rental income with significant future upside. The spacious main floor features an inviting 3-bedroom unit with approx. 900 sq. ft. of carpet-free living space, abundant natural light, quality vinyl plank flooring, and a functional kitchen with stainless steel appliances, ample cabinetry and generous counter space. All 3 bedrooms are conveniently located on the same level. A large covered front porch and backyard provide great spaces for outdoor enjoyment and entertaining.The bright upper-level suite offers approx. 600 sq. ft. and features a comfortable 1-bedroomlayout, large windows, quality vinyl plank flooring, and a well-appointed kitchen with stainless steel appliances and plenty of storage. A generous rear deck provides an ideal outdoor retreat. The real opportunity lies in the future potential. The unfinished basement offers the possibility of creating a 2-bedroom third unit (subject to municipal approvals), while the expansive lot and large parking area provide excellent potential for a detached garden suite (subject to municipal approvals). Unlock additional income streams and maximize the property's long-term investment potential. Pride of ownership is evident, with professional care and regular annual maintenance. Major updates include furnace and central A/C (2024), roof (2020), and hot water tank (2026). Ideally located in a quiet, family-friendly neighbourhood close to the QEW, schools, shopping, parks, public transit and everyday amenities. A versatile property offering immediate income, future growth and exceptional value-add potential.
Estimate your monthly payments for this property
Estimated Payment
$3,586.23/mo
Includes CMHC insurance ($19,502)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 445 - Facer
445 - Facer is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 445 - Facer
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
445 - Facer offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
13 Delaware Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $466/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 445 - Facer
I know 445 - Facer well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,913 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.