$729,900 - 13 Emerald Common, St. Catharines
Condo for Sale in St. Catharines
Popular ListingNeighbourhood: 437 - Lakeshore
- MLS Number
- X13489796
- Property Type
- Condo
- Status
- active
- Days on Site
- 8
- Bedrooms
- 2
- Bathrooms
- 3
- Square Feet
- 1,600 sqft
- Neighbourhood
- St. Catharines
- Locker
- None
- Exposure
- West
- Balcony
- None
- Listing Brokerage
- BOSLEY REAL ESTATE LTD.,
Welcome to Sapphire Estates, one of the north end's most sought-after townhouse communities, loved for its quiet atmosphere, proximity to the lake, scenic walking trails, and everyday conveniences just minutes away. This beautifully maintained bungaloft offers the best of both worlds-comfortable main-floor living with additional space upstairs for family, guests, or hobbies. A soaring two-storey ceiling in the main living area fills the home with natural light and creates an airy, open feel throughout the main level. Hardwood and tile flooring run throughout the main floor, where a seamless open-concept layout connects the kitchen, dining, and living areas. The kitchen is equipped with granite countertops, an island, a peninsula with seating, and a separate breakfast area. Relax by the gas fireplace or step out to the back deck, complete with an automatic awning that lets you choose between sun and shade at the touch of a button. The main-floor primary suite includes a walk-in closet and a full ensuite with a tiled walk-in shower and separate tub. Upstairs, the versatile loft serves as a second family room, home office, or reading nook, complete with an additional bedroom and 4-piece bathroom for guests. A single garage with inside entry to the mudroom and laundry area, along with a concrete driveway accommodating three vehicles, completes this easy-living package.
Estimate your monthly payments for this property
Estimated Payment
$3,744.77/mo
Includes CMHC insurance ($20,364)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 437 - Lakeshore
437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 437 - Lakeshore
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
13 Emerald Common, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $456/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About 437 - Lakeshore
I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,041 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.