$565,000 - 150 York Street, St. Catharines
Detached for Sale in St. Catharines
Popular ListingNeighbourhood: 451 - Downtown
- MLS Number
- X13676836
- Property Type
- Detached
- Status
- active
- Days on Site
- 10
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX HENDRIKS TEAM REALTY
Full of charm and character, this is everything you've been looking for in a two-storey home in the heart of downtown St. Catharines. Offering four bedrooms, two full bathrooms and a rare private double-wide driveway. The interlock driveway, covered front porch and striking brick exterior create outstanding curb appeal. Step inside to a spacious foyer leading into a bright living room featuring stylish lighting, original trim work and hardwood flooring. The living room flows into the oversized dining room overlooking the sunroom and backyard. The kitchen offers ample cabinetry, stainless steel appliances and butcher block countertops while connecting directly to the fully enclosed sunroom, providing additional living space with views of the beautifully landscaped backyard. Upstairs you'll find three generously sized bedrooms, with the third bedroom currently being used as a dressing room, along with a five-piece bathroom featuring a double vanity with vessel sinks and a tub/shower combination. The finished lower level offers a large recreation room, fourth bedroom, three-piece bathroom and laundry area, making it ideal for growing families, guests or a home office. Outside, the meticulously maintained backyard is a private retreat featuring multiple interlock patios, a custom-built garden shed, hot tub with surrounding deck, beautifully manicured lawns, mature gardens and a fully fenced yard. The enclosed sunroom creates the perfect place to relax or entertain while enjoying views of the backyard in every season. Additional updates include a furnace and central air conditioning, both installed in 2025. Located just minutes from restaurants, coffee shops, schools, parks, Meridian Centre, First Ontario Performing Arts Centre, highway access and all the amenities of downtown St. Catharines. Discover what this awesome home has to offer today!
Estimate your monthly payments for this property
Estimated Payment
$2,898.74/mo
Includes CMHC insurance ($15,764)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
150 York Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $514/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,354 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.