1520 Shore Road, Kingston

Price: $979,000

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13466130

Welcome to your own private waterfront retreat. Nestled on over an acre of level, beautifully landscaped property, this updated 4-bedroom, 2-bathroom home offers the perfect balance of peaceful country living and convenient access to city amenities. Surrounded by mature trees and boasting stunning water views, this exceptional property is designed to be enjoyed year-round. Spend your summers boating from your private dock, gathering around the shoreline firepit, entertaining family and friends on the expansive deck, or simply unwinding while taking in the tranquil waterfront setting. The property's picturesque location overlooking Grass Creek Park creates a truly special backdrop that is difficult to find. Inside, the bright and inviting open-concept layout is highlighted by soaring cathedral ceilings and large windows that capture the natural beauty surrounding the home. The well-appointed kitchen features a gas range and flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. The main floor also offers a spacious primary bedroom, a full bathroom, and a large laundry/mudroom with convenient access to the backyard. Step through the patio doors to a generous private deck complete with ample space for outdoor dining, lounging, and summer barbecues-all while enjoying panoramic views of the water and parkland beyond. The lower level provides additional living space with endless possibilities, whether you're looking for a recreation room, games area, home gym, or hobby space. Three additional bedrooms and a second full bathroom offer plenty of room for family and guests. Located just a short boat ride from the St. Lawrence River and only 15 minutes from downtown Kingston, you'll enjoy easy access to shopping, restaurants, schools, and everyday conveniences while experiencing the serenity of waterfront living. This is a rare opportunity to own a beautifully updated waterfront home on a picturesque one-acre property.

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$979,000 - 1520 Shore Road, Kingston

Detached for Sale in Kingston

Neighbourhood: 44 - City North of 401

4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13466130
Property Type
Detached
Status
active
Days on Site
20
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kingston
Lot Size
1 sqft
Listing Brokerage
RE/MAX RISE EXECUTIVES, BROKERAGE
Description

Welcome to your own private waterfront retreat. Nestled on over an acre of level, beautifully landscaped property, this updated 4-bedroom, 2-bathroom home offers the perfect balance of peaceful country living and convenient access to city amenities. Surrounded by mature trees and boasting stunning water views, this exceptional property is designed to be enjoyed year-round. Spend your summers boating from your private dock, gathering around the shoreline firepit, entertaining family and friends on the expansive deck, or simply unwinding while taking in the tranquil waterfront setting. The property's picturesque location overlooking Grass Creek Park creates a truly special backdrop that is difficult to find. Inside, the bright and inviting open-concept layout is highlighted by soaring cathedral ceilings and large windows that capture the natural beauty surrounding the home. The well-appointed kitchen features a gas range and flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. The main floor also offers a spacious primary bedroom, a full bathroom, and a large laundry/mudroom with convenient access to the backyard. Step through the patio doors to a generous private deck complete with ample space for outdoor dining, lounging, and summer barbecues-all while enjoying panoramic views of the water and parkland beyond. The lower level provides additional living space with endless possibilities, whether you're looking for a recreation room, games area, home gym, or hobby space. Three additional bedrooms and a second full bathroom offer plenty of room for family and guests. Located just a short boat ride from the St. Lawrence River and only 15 minutes from downtown Kingston, you'll enjoy easy access to shopping, restaurants, schools, and everyday conveniences while experiencing the serenity of waterfront living. This is a rare opportunity to own a beautifully updated waterfront home on a picturesque one-acre property.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,022.78/mo

Includes CMHC insurance ($27,314)

$
$
5%10%50%

5-yr fixed avg.

Principal: $881,100Interest: $598,419
Mortgage Amount$908,414
Total Interest$598,419
Est. Property Tax$693/mo
Total Cost$1,506,833

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 44 - City North of 401

Discover 44 - City North of 401

44 - City North of 401 is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 44 - City North of 401

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

44 - City North of 401 offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1520 Shore Road, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$693
Insurance (est.)-$204
Net Cash Flow+$2,303

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $653/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 20 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

About 44 - City North of 401

I know 44 - City North of 401 well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,079 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1520 Shore Road, Kingston | $979,000 | Battaglia Team