1577 Gregory Road, St. Catharines

Price: $1,249,900

2 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13861942

Drawn back from view at the end of a long, private driveway, this 2-storey, 2-bedroom, 2-bathroom home sits on an extraordinary 1.80-acre lot (199 ft frontage x 426 ft depth) on one of St. Catharines' most sought-after streets. Surrounded by mature trees and perched on the bank overlooking Fifteen Mile Pond, this property delivers a level of privacy and natural setting that's genuinely hard to find this close to the city. Step outside to your own private oasis: a fire pit and seating area for evenings under the trees, and a large, screened in sun-filled sunroom taking in the pond and the wildlife around it, in complete quiet. Inside, a large wood-burning fireplace anchors the living space, adding warmth and character to match the setting outside. At 2,041 square feet, the home itself is well cared for and comfortably livable as-is, offering a great canvas to add your own cosmetic updates and personal touches over time - the real value here is the land and the setting around it.Practical features abound: a heated 2-car garage with full electrical, a separate work shed for lawn equipment and tools, and 8+ parking spaces in total - plenty of room for a growing collection of vehicles, toys, or guests.

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active
New Listing

$1,249,900 - 1577 Gregory Road, St. Catharines

Detached for Sale in St. Catharines

New — Listed 2 days ago

Neighbourhood: 454 - Rural Fourth

2Beds
2Baths
2,000 - 2,499Sq Ft
Detached

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Property Details
MLS Number
X13861942
Property Type
Detached
Status
active
Days on Site
2
Bedrooms
2
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$6,580
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Drawn back from view at the end of a long, private driveway, this 2-storey, 2-bedroom, 2-bathroom home sits on an extraordinary 1.80-acre lot (199 ft frontage x 426 ft depth) on one of St. Catharines' most sought-after streets. Surrounded by mature trees and perched on the bank overlooking Fifteen Mile Pond, this property delivers a level of privacy and natural setting that's genuinely hard to find this close to the city. Step outside to your own private oasis: a fire pit and seating area for evenings under the trees, and a large, screened in sun-filled sunroom taking in the pond and the wildlife around it, in complete quiet. Inside, a large wood-burning fireplace anchors the living space, adding warmth and character to match the setting outside. At 2,041 square feet, the home itself is well cared for and comfortably livable as-is, offering a great canvas to add your own cosmetic updates and personal touches over time - the real value here is the land and the setting around it.Practical features abound: a heated 2-car garage with full electrical, a separate work shed for lawn equipment and tools, and 8+ parking spaces in total - plenty of room for a growing collection of vehicles, toys, or guests.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,528.73/mo

$
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5%20%50%

5-yr fixed avg.

Principal: $999,920Interest: $658,699
Mortgage Amount$999,920
Total Interest$658,699
Est. Property Tax$885/mo
Total Cost$1,658,619

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 454 - Rural Fourth

Discover 454 - Rural Fourth

454 - Rural Fourth is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 454 - Rural Fourth

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

454 - Rural Fourth offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1577 Gregory Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,500/mo
Range: $2,125 - $2,875
Cap Rate (ROI)
1.3%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,500
Maintenance Fees-$0
Property Tax (est.)-$885
Insurance (est.)-$260
Net Cash Flow+$1,355

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $625/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

About 454 - Rural Fourth

I know 454 - Rural Fourth well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    1577 Gregory Road, St. Catharines | $1,249,900 | Battaglia Team