37 PEACH TREE Common, St. Catharines

Price: $1,399,900

2 bedrooms, 2 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X13864388

CONTEMPORARY, LOW-MAINTENANCE LIVING IN ONE OF NORTH ST. CATHARINES' MOST DISTINCTIVE ENCLAVES. Set within Peach Tree Common, this Rinaldi-built bungalow offers APPROXIMATELY 2,442 SQ. FT. OF FINISHED LIVING SPACE, with the scale, natural light and thoughtful design that make downsizing feel anything but a compromise. The 1,624 sq. ft. main level features 9' ceilings, engineered hardwood and expansive windows, creating a bright, open backdrop for everyday living and entertaining. The Artcraft kitchen anchors the space with quartz counters, a generous island, induction cooktop, abundant cabinetry and walk-in pantry, flowing easily into the dining and great room. The primary suite is spacious and beautifully appointed with an organized walk-in closet and ensuite featuring double vanity, glass shower and soaker tub. A second bedroom, full bathroom and main-floor laundry complete the level. Downstairs, 818 SQ. FT. OF ADDITIONAL FINISHED SPACE provides a generous recreation room with gas fireplace, while the remaining unfinished area offers excellent storage, a rough-in for a future 3-piece bathroom and room to customize further. Outside, enjoy covered outdoor living, Trex decking and easy-care artificial turf, while the garage includes a rough-in for EV charging. Landscaping, lawn care, gardening, snow removal and a water allowance are included in the monthly condo fee, making this an ideal LOCK-AND-GO LIFESTYLE. Just minutes from Port Dalhousie and Lake Ontario, with everyday amenities, the QEW and Niagara-on-the-Lake all within easy reach. Modern, beautifully finished and refreshingly easy to maintain-37 Peach Tree Common is designed for the way you want to live next. Luxury Certified.

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active
New Listing

$1,399,900 - 37 PEACH TREE Common, St. Catharines

Condo for Sale in St. Catharines

New — Listed 2 days ago

Neighbourhood: 437 - Lakeshore

2Beds
2Baths
1,600Sq Ft
Condo

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Property Details
MLS Number
X13864388
Property Type
Condo
Status
active
Days on Site
2
Bedrooms
2
Bathrooms
2
Square Feet
1,600 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$7,074
Maintenance Fees
$375/mo
Locker
None
Exposure
South
Balcony
None
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

CONTEMPORARY, LOW-MAINTENANCE LIVING IN ONE OF NORTH ST. CATHARINES' MOST DISTINCTIVE ENCLAVES. Set within Peach Tree Common, this Rinaldi-built bungalow offers APPROXIMATELY 2,442 SQ. FT. OF FINISHED LIVING SPACE, with the scale, natural light and thoughtful design that make downsizing feel anything but a compromise. The 1,624 sq. ft. main level features 9' ceilings, engineered hardwood and expansive windows, creating a bright, open backdrop for everyday living and entertaining. The Artcraft kitchen anchors the space with quartz counters, a generous island, induction cooktop, abundant cabinetry and walk-in pantry, flowing easily into the dining and great room. The primary suite is spacious and beautifully appointed with an organized walk-in closet and ensuite featuring double vanity, glass shower and soaker tub. A second bedroom, full bathroom and main-floor laundry complete the level. Downstairs, 818 SQ. FT. OF ADDITIONAL FINISHED SPACE provides a generous recreation room with gas fireplace, while the remaining unfinished area offers excellent storage, a rough-in for a future 3-piece bathroom and room to customize further. Outside, enjoy covered outdoor living, Trex decking and easy-care artificial turf, while the garage includes a rough-in for EV charging. Landscaping, lawn care, gardening, snow removal and a water allowance are included in the monthly condo fee, making this an ideal LOCK-AND-GO LIFESTYLE. Just minutes from Port Dalhousie and Lake Ontario, with everyday amenities, the QEW and Niagara-on-the-Lake all within easy reach. Modern, beautifully finished and refreshingly easy to maintain-37 Peach Tree Common is designed for the way you want to live next. Luxury Certified.

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Estimated Payment

$6,192.23/mo

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5%20%50%

5-yr fixed avg.

Principal: $1,119,920Interest: $737,749
Mortgage Amount$1,119,920
Total Interest$737,749
Est. Property Tax$992/mo
Total Cost$1,857,669

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 437 - Lakeshore

Discover 437 - Lakeshore

437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 437 - Lakeshore

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

37 PEACH TREE Common, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,840/mo
Range: $2,414 - $3,266
Cap Rate (ROI)
1.0%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,840
Maintenance Fees-$375
Property Tax (est.)-$992
Insurance (est.)-$292
Net Cash Flow+$1,181

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $875/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $375/month fees should cover building insurance, common elements, and reserve contributions.

About 437 - Lakeshore

I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    37 PEACH TREE Common, St. Catharines | $1,399,900 | Battaglia Team