$1,388,800 - 1602 Third Street, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 454 - Rural Fourth
- MLS Number
- X13412818
- Property Type
- Detached
- Status
- active
- Days on Site
- 29
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- EXP REALTY
Sitting on over 1.8 acres, this charming country property gives you room to breathe, grow, and enjoy peaceful rural living. - 1602 Third Street Louth is the kind of property buyers wait for.This is a property for buyers who understand value, land, lifestyle, and long-term potential - not just square footage; think multi-generational living, hobby farm potential, work-from-home lifestyle, space for extended family, or future possibilities with a second dwelling, subject to municipal approvals. Inside, the home offers a bright, updated kitchen, spacious living areas, large windows, and a stunning sun-filled room with vaulted ceilings, walls of glass, and a cozy gas stove overlooking the private green setting. The exterior offers excellent curb appeal, mature trees, generous outdoor space, and a peaceful country feel while still being close to city conveniences, schools, shopping, wineries, trails, and major routes. A rare opportunity for serious buyers who want lifestyle, land, flexibility, and long-term potential all in one property. Over $115,000 in upgrades including brand new stainless steel Fisher & Paykel fridge, new engineered hardwood flooring on the main and second level, updated baseboards, brand new 3-piece ensuite with glass shower, custom walk-in closet, updated breaker panel, hot water heater, fresh new vinyl siding on house & garage installed in 2025, well-maintained septic system, cistern and well water, updated landscaping, ductless air conditioning units, and much more this home is a must see!
Estimate your monthly payments for this property
Estimated Payment
$6,143.13/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 454 - Rural Fourth
454 - Rural Fourth is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 454 - Rural Fourth
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
454 - Rural Fourth offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1602 Third Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $694/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 29 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 454 - Rural Fourth
I know 454 - Rural Fourth well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,787 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.