168 Carlton Street, St. Catharines

Price: $629,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13155838

Step inside and everything just... works. Mornings start with sunlight pouring through vaulted ceilings, coffee in hand, and a home that feels effortlessly calm. The open-concept main floor brings everyone together; quiet nights by the fire or hosting friends who naturally gather in the kitchen, because they always do. The fully renovated kitchen blends style and function with quartz counters, stainless steel appliances, and a layout that actually makes sense for real life. Just off to the side, a private L-shaped patio becomes your go-to for summer dinners, a glass of wine, or a moment to yourself. With 2+2 bedrooms and 2 full bathrooms, there's space for everyone and flexibility for how you live. The lofted second level offers a private retreat overlooking the main living space, complete with an additional bedroom and bath that's perfect for guests, a home office, or your own quiet escape. Downstairs, the finished basement adds even more room to unwind, whether it's movie nights, a home gym, or a play space. All of this comes with peace of mind thanks to key updates, including a roof (2018) and a brand new electrical panel (2024), wrapped in a low-maintenance lifestyle just minutes to shopping, the QEW, and downtown St. Catharines. Because the right home doesn't just look beautiful... it gives you the rare feeling that everything is already taken care of.

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$629,000 - 168 Carlton Street, St. Catharines

Detached for Sale in St. Catharines

47 days on market

Neighbourhood: 451 - Downtown

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13155838
Property Type
Detached
Status
active
Days on Site
47
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Step inside and everything just... works. Mornings start with sunlight pouring through vaulted ceilings, coffee in hand, and a home that feels effortlessly calm. The open-concept main floor brings everyone together; quiet nights by the fire or hosting friends who naturally gather in the kitchen, because they always do. The fully renovated kitchen blends style and function with quartz counters, stainless steel appliances, and a layout that actually makes sense for real life. Just off to the side, a private L-shaped patio becomes your go-to for summer dinners, a glass of wine, or a moment to yourself. With 2+2 bedrooms and 2 full bathrooms, there's space for everyone and flexibility for how you live. The lofted second level offers a private retreat overlooking the main living space, complete with an additional bedroom and bath that's perfect for guests, a home office, or your own quiet escape. Downstairs, the finished basement adds even more room to unwind, whether it's movie nights, a home gym, or a play space. All of this comes with peace of mind thanks to key updates, including a roof (2018) and a brand new electrical panel (2024), wrapped in a low-maintenance lifestyle just minutes to shopping, the QEW, and downtown St. Catharines. Because the right home doesn't just look beautiful... it gives you the rare feeling that everything is already taken care of.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,227.10/mo

Includes CMHC insurance ($17,549)

$
$
5%10%50%

5-yr fixed avg.

Principal: $566,100Interest: $384,480
Mortgage Amount$583,649
Total Interest$384,480
Est. Property Tax$446/mo
Total Cost$968,129

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

168 Carlton Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$446
Insurance (est.)-$131
Net Cash Flow+$2,623

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $572/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 47 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,621 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    168 Carlton Street, St. Catharines | $629,000 | Battaglia Team