17 Joanna Drive, St. Catharines

Price: $649,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13680826

Pride of ownership shines throughout this meticulously maintained 3-bedroom, 2-bathroom split-level in St. Catharines' sought-after North End. The thoughtfully updated custom kitchen features quartz countertops, while engineered hardwood flooring flows throughout the main living spaces. The inviting rec room offers a cozy gas fireplace and built-in speakers, creating the perfect space to relax or entertain. A convenient walk-up from the basement provides easy access to the outdoors, while the crawl space offers an abundance of additional storage. Outside, enjoy the added convenience of a detached garage and a well-kept setting on a quiet, established street. Ideally located near Realty Park, with easy access to numerous schools, shopping, grocery stores, restaurants, parks, trails, and everyday amenities. Conveniently positioned for commuters with quick access to major routes, while still tucked into an established residential neighbourhood. The kind of home that feels easy to settle into from day one.

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active
New Listing
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$649,900 - 17 Joanna Drive, St. Catharines

Detached for Sale in St. Catharines

New — Listed 7 days ago

Neighbourhood: 442 - Vine/Linwell

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13680826
Property Type
Detached
Status
active
Days on Site
7
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Pride of ownership shines throughout this meticulously maintained 3-bedroom, 2-bathroom split-level in St. Catharines' sought-after North End. The thoughtfully updated custom kitchen features quartz countertops, while engineered hardwood flooring flows throughout the main living spaces. The inviting rec room offers a cozy gas fireplace and built-in speakers, creating the perfect space to relax or entertain. A convenient walk-up from the basement provides easy access to the outdoors, while the crawl space offers an abundance of additional storage. Outside, enjoy the added convenience of a detached garage and a well-kept setting on a quiet, established street. Ideally located near Realty Park, with easy access to numerous schools, shopping, grocery stores, restaurants, parks, trails, and everyday amenities. Conveniently positioned for commuters with quick access to major routes, while still tucked into an established residential neighbourhood. The kind of home that feels easy to settle into from day one.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,334.32/mo

Includes CMHC insurance ($18,132)

$
$
5%10%50%

5-yr fixed avg.

Principal: $584,910Interest: $397,255
Mortgage Amount$603,042
Total Interest$397,255
Est. Property Tax$460/mo
Total Cost$1,000,297

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: 442 - Vine/Linwell

Discover 442 - Vine/Linwell

442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 442 - Vine/Linwell

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

17 Joanna Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$2,205

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 442 - Vine/Linwell

I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    17 Joanna Drive, St. Catharines | $649,900 | Battaglia Team