$699,900 - 193 ONTARIO Street, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 451 - Downtown
- MLS Number
- X13643842
- Property Type
- Detached
- Status
- active
- Days on Site
- 17
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- REVEL Realty Inc., Brokerage
Welcome to this beautifully updated Georgian-style home, where timeless architecture meets modern convenience in one of St. Catharines' most established neighbourhoods. Offering approximately 1,640 sq. ft. of finished living space, this elegant 2-storey residence features 3 bedrooms, 2 full bathrooms, and 2 fully equipped kitchens, making it ideal for multi-generational living, an in-law suite, extended family, guests, or buyers looking for added flexibility and potential mortgage assistance.Thoughtfully updated throughout, the home features two renovated kitchens with brand new cabinetry and appliances, new carpet on the upper level, ceramic tile flooring in the lower level, and a unique rooftop terrace, perfect for morning coffee or relaxing evenings. Mature trees and private gardens create a peaceful outdoor setting rarely found this close to the city's amenities.Rich in local history, this property sits on land once belonging to the prestigious Woodruff Estate, home to the magnificent DeVeaux Hall, one of St. Catharines' grandest Victorian mansions. Located beside the estate's original gatehouse, the home offers a rare opportunity to own a property connected to one of the city's most significant historic landmarks.Conveniently located just minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, the Niagara Health Hospital, Highway 406, shopping, restaurants, cafés, schools, parks, golf, wineries, and everyday amenities, this location offers outstanding lifestyle and convenience.Whether you're searching for a character home, family home, executive residence, multi-generational property, or an investment opportunity with income potential, 193 Ontario Street delivers timeless charm, modern updates, flexible living space, and an exceptional location in the heart of St. Catharines.
Estimate your monthly payments for this property
Estimated Payment
$3,590.85/mo
Includes CMHC insurance ($19,527)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
193 ONTARIO Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $467/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 17 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.