$674,000 - 1990 Victoria Street, Innisfil
Detached for Sale in Innisfil
Popular ListingNeighbourhood: Stroud
- MLS Number
- N13670254
- Property Type
- Detached
- Status
- active
- Days on Site
- 11
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Innisfil
- Listing Brokerage
- EXP REALTY
A rare quarter-acre lot backing onto open greenspace with no rear neighbours sets this Stroud bungalow apart, and the major systems here have already been taken care of. The 2018 roof, 2021 upgraded 200 amp electrical service, and brand new 2026 furnace give buyers real peace of mind, while both bathrooms were fully renovated in 2025 and new flooring was installed upstairs in 2026. The well pump and pressure tank were replaced in 2025, the well test is current, and the septic was recently cleaned and serviced. Add in fresh paint throughout and new front porch and back deck construction in 2026, and this home is truly move-in ready. Inside, the main floor offers two bedrooms, a bright eat-in kitchen, a spacious living room, and an updated 4-piece bathroom. A separate split-level entrance leads to a fully finished basement with above-grade windows, a large recreation room, a 3-piece bathroom, and existing kitchen rough-ins, offering genuine in-law suite potential for extended family or guests. Located minutes from Lake Simcoe, Innisfil Beach Park, and Highway 400 access into Barrie, close to Stroud's schools and everyday amenities
Estimate your monthly payments for this property
Estimated Payment
$3,457.97/mo
Includes CMHC insurance ($18,805)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Stroud
Stroud is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Stroud
- •Convenient location in Innisfil
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Stroud offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1990 Victoria Street, Innisfil
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $963/sqft, this property is priced in line with current Innisfil market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Detached Home Advantages
Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About Stroud
I know Stroud well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,808 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.