2109 Swanfield Street, Kingston

Price: $724,900

3 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12934190

Welcome to 2109 Swanfield St. - An exceptional opportunity to own a property close to everything Kingston has to offer. Built in 2007, this 2-storey, 3-bedroom, 3.5-bathroom home is ready for a new family. Upon entry, you are greeted by a two-storey foyer featuring soaring ceilings and a curved staircase. The home transitions into an open-concept living area, where the dining room, living room, and kitchen provide a perfect setting for both daily life and entertaining. The living room is filled with natural light and anchored by a beautiful gas fireplace, while the kitchen offers ample cabinet space and a massive center island. The main floor also includes a 2-piece bathroom, storage area, and access to the attached two-car garage. Hardwood and tile flooring run throughout both the main and second levels. The second level includes a 4-piece bathroom and three spacious bedrooms, one of which features a Juliette balcony. The primary suite includes a walk-in closet and a 5-piece ensuite. The finished basement offers a large recreation room, a 3-piece bathroom, an office/den, a utility room, and a dedicated laundry room. The fully fenced backyard is accessible via sliding glass doors in the kitchen. Situated on a pie-shaped lot, this is one of the largest yards in the area, featuring a spacious deck and plenty of green space for outdoor activities. Recent updates include: Roof, furnace, second-floor hardwood, and basement carpet (all less than 10 years old) - Kitchen island

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$724,900 - 2109 Swanfield Street, Kingston

Detached for Sale in Kingston

102 days on market

Neighbourhood: 35 - East Gardiners Rd

3Beds
4Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12934190
Property Type
Detached
Status
active
Days on Site
102
Bedrooms
3
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kingston
Listing Brokerage
SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Description

Welcome to 2109 Swanfield St. - An exceptional opportunity to own a property close to everything Kingston has to offer. Built in 2007, this 2-storey, 3-bedroom, 3.5-bathroom home is ready for a new family. Upon entry, you are greeted by a two-storey foyer featuring soaring ceilings and a curved staircase. The home transitions into an open-concept living area, where the dining room, living room, and kitchen provide a perfect setting for both daily life and entertaining. The living room is filled with natural light and anchored by a beautiful gas fireplace, while the kitchen offers ample cabinet space and a massive center island. The main floor also includes a 2-piece bathroom, storage area, and access to the attached two-car garage. Hardwood and tile flooring run throughout both the main and second levels. The second level includes a 4-piece bathroom and three spacious bedrooms, one of which features a Juliette balcony. The primary suite includes a walk-in closet and a 5-piece ensuite. The finished basement offers a large recreation room, a 3-piece bathroom, an office/den, a utility room, and a dedicated laundry room. The fully fenced backyard is accessible via sliding glass doors in the kitchen. Situated on a pie-shaped lot, this is one of the largest yards in the area, featuring a spacious deck and plenty of green space for outdoor activities. Recent updates include: Roof, furnace, second-floor hardwood, and basement carpet (all less than 10 years old) - Kitchen island

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,719.11/mo

Includes CMHC insurance ($20,225)

$
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5%10%50%

5-yr fixed avg.

Principal: $652,410Interest: $443,099
Mortgage Amount$672,635
Total Interest$443,099
Est. Property Tax$513/mo
Total Cost$1,115,734

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 35 - East Gardiners Rd

Discover 35 - East Gardiners Rd

35 - East Gardiners Rd is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 35 - East Gardiners Rd

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

35 - East Gardiners Rd offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2109 Swanfield Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$513
Insurance (est.)-$151
Net Cash Flow+$2,136

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $483/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 102 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 35 - East Gardiners Rd

I know 35 - East Gardiners Rd well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    2109 Swanfield Street, Kingston | $724,900 | Battaglia Team