232 Church Street, Toronto W04

Price: $735,000

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: W13596918

Great Opportunity for First-Time Buyers, Investors, and Builders! This well-maintained 2+1 bedroom, 2-bathroom home features a finished basement with a separate entrance, offering excellent potential for extended family living or rental income. Situated on a deep 33 x 135 ft lot, the property boasts a large backyard with endless possibilities-ideal for future expansion, gardening, or creating your dream outdoor space. Enjoy the convenience of 5 total parking spaces, including a garage and a 4-car driveway. Recent upgrades include a new garage, new roof, and new driveway. Only for driveway almost $10,000 was spent. Perfectly located just minutes from Hwy 401 & 400, and close to schools, parks, restaurants, transit, and all essential amenities. Whether you're entering the market or exploring redevelopment opportunities, this property offers exceptional value and potential.

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$735,000 - 232 Church Street, York

Detached for Sale in York

32 days on market

Neighbourhood: Weston

3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
W13596918
Property Type
Detached
Status
active
Days on Site
32
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
York / Weston
Listing Brokerage
ROYAL LEPAGE TERREQUITY CAPITAL REALTY
Description

Great Opportunity for First-Time Buyers, Investors, and Builders! This well-maintained 2+1 bedroom, 2-bathroom home features a finished basement with a separate entrance, offering excellent potential for extended family living or rental income. Situated on a deep 33 x 135 ft lot, the property boasts a large backyard with endless possibilities-ideal for future expansion, gardening, or creating your dream outdoor space. Enjoy the convenience of 5 total parking spaces, including a garage and a 4-car driveway. Recent upgrades include a new garage, new roof, and new driveway. Only for driveway almost $10,000 was spent. Perfectly located just minutes from Hwy 401 & 400, and close to schools, parks, restaurants, transit, and all essential amenities. Whether you're entering the market or exploring redevelopment opportunities, this property offers exceptional value and potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,770.93/mo

Includes CMHC insurance ($20,507)

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5-yr fixed avg.

Principal: $661,500Interest: $449,273
Mortgage Amount$682,007
Total Interest$449,273
Est. Property Tax$521/mo
Total Cost$1,131,279

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Weston

Discover Weston

Weston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Weston

  • Convenient location in York / Weston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Weston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

232 Church Street, York / Weston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$521
Insurance (est.)-$153
Net Cash Flow+$2,126

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1050/sqft, this property is priced in line with current York market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 32 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in York are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About Weston

I know Weston well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    232 Church Street, York / Weston | $735,000 | Battaglia Team