$1,295,000 - 2517 First St Louth Street, St. Catharines
Commercial for Sale in St. Catharines
42 days on marketNeighbourhood: 463 - Rural Eighth
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- MLS Number
- X13713136
- Property Type
- Commercial
- Status
- active
- Days on Site
- 42
- Bedrooms
- 0
- Bathrooms
- 0
- Square Feet
- 4,622 sqft
- Neighbourhood
- St. Catharines
- Taxes (2026)
- $8,437
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
A RARE OWNER-USER OPPORTUNITY IN ST. CATHARINES! Discover the versatility of 2517 First Street Louth, a distinctive 4,622 sq. ft. freestanding building on approximately 1 acre, combining the privacy and space of a rural setting with the convenience of a city address. Ideally suited for a business requiring multiple functions in one location, the property offers an exceptional combination of warehouse/storage, extensive professional office space, fenced outdoor yard and ample on-site parking.The warehouse features drive-in/overhead loading and approximately 8-10 ft. clear height, while the impressive office component includes 7 private offices, an open-concept boardroom/meeting area, kitchenette and washroom. A main-floor kitchen/amenity area with 4-piece bathroom provides additional flexibility. Outside, the secure fenced compound offers valuable space for equipment, contractor vehicles, trailers, materials and outdoor storage, while the property's rural surroundings provide a level of privacy and operational separation rarely found within the city. Located in St. Catharines, approximately 10 minutes from Highway 406 with convenient connection to the QEW, this property delivers an outstanding combination of SPACE, PRIVACY, PARKING & ACCESSIBILITY in the heart of Niagara. OFFICE + WAREHOUSE + FENCED YARD + PARKING : ALL AT ONE ADDRESS. A unique opportunity for an owner-operator seeking room to operate, store, park and grow. Zoned A1 Agriculture with the existing industrial use identified as legal non-conforming. Certificate of Zoning Verification and property report and Phase 1 Environmental Reports available.
Estimate your monthly payments for this property
Estimated Payment
$5,728.22/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 463 - Rural Eighth
463 - Rural Eighth is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 463 - Rural Eighth
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
463 - Rural Eighth offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
2517 First St Louth Street, St. Catharines
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Key factors for evaluating this commercial property
Commercial Due Diligence Checklist
· Verify zoning and all permitted uses
· Review all existing leases (terms, renewals, net vs. gross)
· Request estoppel certificates from all tenants
· Order a Phase 1 Environmental Site Assessment
· Commission a property condition assessment
· Review operating costs (taxes, insurance, maintenance)
Commercial Financing Note
Commercial mortgages require 20–35% down, shorter amortization, and lenders underwrite based on the property's income. CMHC insurance is not available for commercial. Connect with a commercial mortgage broker early.
Commercial and land transactions are significantly more complex than residential. Joe recommends assembling a team — commercial real estate lawyer, accountant, and (for land) a land use planner — before making an offer.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Commercial Pricing Context
At $280/sqft, this is priced in the mid-range for GTA commercial space. Commercial values are highly location- and zoning-dependent, so comparable sales analysis is essential. I'll pull recent commercial comps for you.
Commercial Market Pace
Commercial real estate transactions typically take 60–120 days from offer to close — longer than residential — due to financing conditions, environmental reports, and tenant estoppel reviews. This 42-day listing is within normal commercial market exposure.
Zoning & Permitted Use — Verify First
I always confirm the zoning and permitted uses before a client gets too far into a commercial transaction. What a property is currently used for and what it's legally permitted for are sometimes different. If you plan to change the use, a zoning amendment or minor variance may be required — that's additional cost, time, and risk.
Tenancy & Income Review
If this property has existing tenants, I'd want to review all leases carefully: term lengths, renewal options, rent amounts, escalation clauses, and who's responsible for operating costs (gross lease vs. net lease). A strong long-term tenant is an asset; a lease expiring at closing is a different story. We'll request estoppel certificates from all tenants.
Environmental & Due Diligence
A Phase 1 Environmental Site Assessment is standard practice for commercial purchases in Ontario. If historical industrial use is flagged, you'll need a Phase 2. I also recommend a property condition assessment covering structure, roof, HVAC, and electrical — commercial systems are expensive to replace and often not disclosed in detail on the listing.
Commercial Financing Realities
Commercial mortgages work differently than residential. Expect 20–35% down, shorter amortization (15–25 years), and lenders who underwrite based on the property's income, not just your personal financials. CMHC insurance is generally not available for commercial, and rates are typically higher. I can connect you with commercial mortgage brokers who specialize in St. Catharines transactions.