255 Lakeshore Road, St. Catharines

Price: $899,000

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13721242

A NEWER CUSTOM-BUILT home in an established North End neighbourhood - a combination that's not easy to find. Built in 2015, this beautifully maintained walkout bungalow offers the comfort and efficiency of newer construction without giving up the mature surroundings and convenient location buyers love. Just minutes from Port Dalhousie, Lake Ontario, waterfront trails, parks, shopping, restaurants and everyday amenities, it's ideally positioned for enjoying the best of North St. Catharines. Inside, the home was thoughtfully designed for effortless ONE-FLOOR LIVING. Soaring 12-foot vaulted ceilings, hardwood flooring and oversized windows create a bright, open feel, while the granite kitchen with large island overlooks the dining and living areas and a striking floor-to-ceiling stone gas fireplace. The primary bedroom, second bedroom, two full bathrooms and laundry are all conveniently located on the main floor. The walkout lower level adds a finished third bedroom and an expansive unfinished area ready for whatever comes next, with plumbing in place for a future bathroom and excellent potential for additional living space or an in-law suite. Spray foam insulation contributes to an exceptionally quiet, energy-efficient interior. Outside, enjoy an upper deck, covered stone patio, wood-fired oven, mature gardens and NO REAR NEIGHBOURS.

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active

$899,000 - 255 Lakeshore Road, St. Catharines

Detached for Sale in St. Catharines

40 days on market

Neighbourhood: 437 - Lakeshore

3Beds
2Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
X13721242
Property Type
Detached
Status
active
Days on Site
40
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Lot Size
6,060 sqft
Taxes (2026)
$7,442
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

A NEWER CUSTOM-BUILT home in an established North End neighbourhood - a combination that's not easy to find. Built in 2015, this beautifully maintained walkout bungalow offers the comfort and efficiency of newer construction without giving up the mature surroundings and convenient location buyers love. Just minutes from Port Dalhousie, Lake Ontario, waterfront trails, parks, shopping, restaurants and everyday amenities, it's ideally positioned for enjoying the best of North St. Catharines. Inside, the home was thoughtfully designed for effortless ONE-FLOOR LIVING. Soaring 12-foot vaulted ceilings, hardwood flooring and oversized windows create a bright, open feel, while the granite kitchen with large island overlooks the dining and living areas and a striking floor-to-ceiling stone gas fireplace. The primary bedroom, second bedroom, two full bathrooms and laundry are all conveniently located on the main floor. The walkout lower level adds a finished third bedroom and an expansive unfinished area ready for whatever comes next, with plumbing in place for a future bathroom and excellent potential for additional living space or an in-law suite. Spray foam insulation contributes to an exceptionally quiet, energy-efficient interior. Outside, enjoy an upper deck, covered stone patio, wood-fired oven, mature gardens and NO REAR NEIGHBOURS.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,612.34/mo

Includes CMHC insurance ($25,082)

$
$
5%10%50%

5-yr fixed avg.

Principal: $809,100Interest: $549,519
Mortgage Amount$834,182
Total Interest$549,519
Est. Property Tax$637/mo
Total Cost$1,383,701

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 437 - Lakeshore

Discover 437 - Lakeshore

437 - Lakeshore is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 437 - Lakeshore

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

437 - Lakeshore offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

255 Lakeshore Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$1,976

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $599/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 437 - Lakeshore

I know 437 - Lakeshore well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,746 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    255 Lakeshore Road, St. Catharines | $899,000 | Battaglia Team