26 Lowell Avenue, St. Catharines

Price: $479,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13508002

Tucked into a quiet mid-town neighbourhood, this classic two-storey blends timeless character with the kind of updates that let you move in and simply enjoy it. Start your mornings on the covered front porch, spend summer evenings hosting friends on the brand-new rear deck, then take a short 12-minute stroll to Montebello Park for concerts, festivals, and everything that makes downtown St. Catharines such a vibrant place to live. With the QEW, Highway 406, shopping, restaurants, and everyday essentials just minutes away, this location makes getting around effortless. The 30' x 90' lot is private, fenced, and surrounded by mature trees, offering just enough outdoor space to enjoy without spending every weekend maintaining it. A large shed at the rear of the mutual driveway provides excellent storage or covered parking for one vehicle. Inside, you'll find the details that give older homes their personality. Refinished original hardwood floors, warm wood trim, generous principal rooms, and a dedicated dining area create a home that feels welcoming from the moment you step inside. The kitchen offers plenty of cabinet space and opens to a practical rear vestibule that's perfect for coats, shoes, and keeping everyday clutter out of sight. Upstairs are three comfortable bedrooms, each with its own closet, along with a renovated 4-piece bathroom. The partially finished basement adds valuable bonus space with a rec room, laundry area, two-piece bathroom, and mechanical/storage space. Recent improvements include roof shingles (2025), rear deck (2025), upstairs carpet (2023), updated 100-amp electrical service with ESA certification, a replaced main plumbing stack, plus updated wiring, switches, receptacles, and fixtures. Whether you're buying your first home, adding to your investment portfolio, or looking for a home with authentic character and practical updates in a walkable location, 26 Lowell Avenue is ready for its next chapter!

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active
New Listing
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$479,000 - 26 Lowell Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 5 days ago

Neighbourhood: 451 - Downtown

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13508002
Property Type
Detached
Status
active
Days on Site
5
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
EXP REALTY
Description

Tucked into a quiet mid-town neighbourhood, this classic two-storey blends timeless character with the kind of updates that let you move in and simply enjoy it. Start your mornings on the covered front porch, spend summer evenings hosting friends on the brand-new rear deck, then take a short 12-minute stroll to Montebello Park for concerts, festivals, and everything that makes downtown St. Catharines such a vibrant place to live. With the QEW, Highway 406, shopping, restaurants, and everyday essentials just minutes away, this location makes getting around effortless. The 30' x 90' lot is private, fenced, and surrounded by mature trees, offering just enough outdoor space to enjoy without spending every weekend maintaining it. A large shed at the rear of the mutual driveway provides excellent storage or covered parking for one vehicle. Inside, you'll find the details that give older homes their personality. Refinished original hardwood floors, warm wood trim, generous principal rooms, and a dedicated dining area create a home that feels welcoming from the moment you step inside. The kitchen offers plenty of cabinet space and opens to a practical rear vestibule that's perfect for coats, shoes, and keeping everyday clutter out of sight. Upstairs are three comfortable bedrooms, each with its own closet, along with a renovated 4-piece bathroom. The partially finished basement adds valuable bonus space with a rec room, laundry area, two-piece bathroom, and mechanical/storage space. Recent improvements include roof shingles (2025), rear deck (2025), upstairs carpet (2023), updated 100-amp electrical service with ESA certification, a replaced main plumbing stack, plus updated wiring, switches, receptacles, and fixtures. Whether you're buying your first home, adding to your investment portfolio, or looking for a home with authentic character and practical updates in a walkable location, 26 Lowell Avenue is ready for its next chapter!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,457.52/mo

Includes CMHC insurance ($13,364)

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5-yr fixed avg.

Principal: $431,100Interest: $292,791
Mortgage Amount$444,464
Total Interest$292,791
Est. Property Tax$339/mo
Total Cost$737,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

26 Lowell Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$339
Insurance (est.)-$100
Net Cash Flow+$2,361

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $435/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    26 Lowell Avenue, St. Catharines | $479,000 | Battaglia Team