$999,900 - 26 Richard Street, Kingston
Detached for Sale in Kingston
99 days on market- MLS Number
- X12950156
- Property Type
- Detached
- Status
- active
- Days on Site
- 99
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Kingston
- Listing Brokerage
- REVEL REALTY INC., BROKERAGE
It is rare to find a home in Portsmouth Village that has been stripped back and rebuilt with this much heart. This isn't just a renovation, it's a high end, custom reconstruction where the quality is obvious the moment you step onto the reclaimed hardwood floors throughout. The main floor is wide open and flooded with light thanks to the oversized Marvin windows. The kitchen, with its custom cabinets and quartz counters, is exactly where everyone will end up hanging out. The lifestyle here is all about seamless indoor-outdoor living. Sliding doors off the dining area lead you directly onto a gorgeous, large deck that feels like an extension of your living room. It's the perfect spot for a morning coffee or a glass of wine at sunset, overlooking a private, professionally landscaped stone patio and a yard full of perennials. This level of privacy is a total hidden gem for the Village and feels like your own quiet sanctuary. Upstairs, the layout is just as thoughtful, featuring a convenient dedicated laundry room and three generous-sized bedrooms. The primary suite is a real standout, with a walk-in closet and a spa-like 5-piece ensuite that includes a deep soaker tub. You'll also love the elevated views from the second floor, offering a unique perspective of the historic rooftops and the vibrant neighbourhood below. Imagine starting your weekends with a short stroll to the Olympic Harbour, exploring the scenic waterfront trails, or popping into local village favourites just steps away. With full spray foam insulation and all new systems throughout, you get the soul of a historic property with the efficiency and peace of mind of a brand-new build. 26 Richard St. isn't just a house, it's a beautifully crafted retreat in the heart of Kingston's most storied community.
Estimate your monthly payments for this property
Estimated Payment
$5,130.01/mo
Includes CMHC insurance ($27,897)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kingston
Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kingston
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
26 Richard Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $667/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 99 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,166 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.