27 Canterbury Drive, St. Catharines

Price: $439,900

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13496868

A fantastic opportunity awaits you with this well maintained two storey semi-detached home ideally located just minutes from the Pen Centre, schools, parks, Brock University and easy highway access. Situated on a generous 133 foot deep lot, the fenced backyard offers plenty of space for children to run, play and enjoy the outdoors with a newer patio (2025) creating the perfect spot for summer barbeques and entertaining. Inside, the carpet-free main floor highlights a bright living room, a separate dining area with sliding patio doors leading to the backyard and a nicely renovated kitchen (2023) that includes all appliances. Upstairs you'll find three comfortable bedrooms and a beautifully remodelled 4-piece bathroom (2025). The recently finished lower level (2024), adds valuable living space with a good size family room, storage closet and a stylish 3-piece bathroom (2023). This level also includes a dedicated laundry room with newer washer and dryer (2023). Additional updates include a 100 amp electrical panel (2023) and an owned tankless on-demand hot water heater, adding to the home's overall value and appeal. Located in a wonderful family-friendly neighbourhood, this move-in ready home is the perfect choice for first-time home buyers, young families or investors. Simply move in and enjoy!

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$439,900 - 27 Canterbury Drive, St. Catharines

Semi-Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 456 - Oakdale

3Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13496868
Property Type
Semi-Detached
Status
active
Days on Site
11
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

A fantastic opportunity awaits you with this well maintained two storey semi-detached home ideally located just minutes from the Pen Centre, schools, parks, Brock University and easy highway access. Situated on a generous 133 foot deep lot, the fenced backyard offers plenty of space for children to run, play and enjoy the outdoors with a newer patio (2025) creating the perfect spot for summer barbeques and entertaining. Inside, the carpet-free main floor highlights a bright living room, a separate dining area with sliding patio doors leading to the backyard and a nicely renovated kitchen (2023) that includes all appliances. Upstairs you'll find three comfortable bedrooms and a beautifully remodelled 4-piece bathroom (2025). The recently finished lower level (2024), adds valuable living space with a good size family room, storage closet and a stylish 3-piece bathroom (2023). This level also includes a dedicated laundry room with newer washer and dryer (2023). Additional updates include a 100 amp electrical panel (2023) and an owned tankless on-demand hot water heater, adding to the home's overall value and appeal. Located in a wonderful family-friendly neighbourhood, this move-in ready home is the perfect choice for first-time home buyers, young families or investors. Simply move in and enjoy!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,256.92/mo

Includes CMHC insurance ($12,273)

$
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5%10%50%

5-yr fixed avg.

Principal: $395,910Interest: $268,891
Mortgage Amount$408,183
Total Interest$268,891
Est. Property Tax$312/mo
Total Cost$677,075

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 456 - Oakdale

Discover 456 - Oakdale

456 - Oakdale is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 456 - Oakdale

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

456 - Oakdale offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

27 Canterbury Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.5%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$312
Insurance (est.)-$92
Net Cash Flow+$2,396

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $628/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 456 - Oakdale

I know 456 - Oakdale well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    27 Canterbury Drive, St. Catharines | $439,900 | Battaglia Team