275 Pelham Road Unit 14, St. Catharines

Price: $539,000

3 bedrooms, 3 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13623928

Welcome to #14-275 Pelham Road-a pristine, fully renovated bungalow end-unit offering rare privacy and luxury in St. Catharines. This renovation was featured in two Interior Magazine articles included in the supplements section.Step into a light-filled open-concept layout featuring a private front office/den, leading seamlessly into a chef's kitchen complete with a center island and dedicated dining room. The main level primary suite boasts dual closets and a sleek 3-piece ensuite shower. Outside, enjoy your morning coffee on the private concrete patio.The fully finished lower level is built for entertaining, starring a custom 700-bottle wine cellar. A spacious secondary bedroom suite features a cozy gas fireplace, wet bar, expansive walk-in closet, and a 5-piece spa-inspired ensuite with a soaker tub. Complete with a workshop, stackable laundry, tankless water heater, smart storage solutions, and reserved parking right at your front door.

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$539,000 - 275 Pelham Road Unit 14, St. Catharines

Condo for Sale in St. Catharines

Neighbourhood: 462 - Rykert/Vansickle

3Beds
3Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13623928
Property Type
Condo
Status
active
Days on Site
24
Bedrooms
3
Bathrooms
3
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
East
Balcony
None
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Welcome to #14-275 Pelham Road-a pristine, fully renovated bungalow end-unit offering rare privacy and luxury in St. Catharines. This renovation was featured in two Interior Magazine articles included in the supplements section.Step into a light-filled open-concept layout featuring a private front office/den, leading seamlessly into a chef's kitchen complete with a center island and dedicated dining room. The main level primary suite boasts dual closets and a sleek 3-piece ensuite shower. Outside, enjoy your morning coffee on the private concrete patio.The fully finished lower level is built for entertaining, starring a custom 700-bottle wine cellar. A spacious secondary bedroom suite features a cozy gas fireplace, wet bar, expansive walk-in closet, and a 5-piece spa-inspired ensuite with a soaker tub. Complete with a workshop, stackable laundry, tankless water heater, smart storage solutions, and reserved parking right at your front door.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,765.35/mo

Includes CMHC insurance ($15,038)

$
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5%10%50%

5-yr fixed avg.

Principal: $485,100Interest: $329,467
Mortgage Amount$500,138
Total Interest$329,467
Est. Property Tax$382/mo
Total Cost$829,605

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 462 - Rykert/Vansickle

Discover 462 - Rykert/Vansickle

462 - Rykert/Vansickle is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 462 - Rykert/Vansickle

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

462 - Rykert/Vansickle offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

275 Pelham Road Unit 14, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$650
Property Tax (est.)-$382
Insurance (est.)-$112
Net Cash Flow+$1,616

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $539/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 462 - Rykert/Vansickle

I know 462 - Rykert/Vansickle well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    275 Pelham Road Unit 14, St. Catharines | $539,000 | Battaglia Team