$519,000 - 29 Railway Street, Hamilton
Semi-Detached for Sale in Hamilton
Neighbourhood: Central
- MLS Number
- X13430300
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 26
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- ROYAL LEPAGE MEADOWTOWNE REALTY
Welcome to this beautifully renovated 3-bedroom, 1.5-bathroom home tucked away on a quiet street and backing directly onto Central Park. Thoughtfully updated throughout, this move-in ready property combines modern finishes with warm character and charm. Step inside to a welcoming entrance featuring exposed brick walls that add a unique touch of character. The bright dining room and spacious living room are filled with natural light, creating inviting spaces for both everyday living and entertaining. Convenient main-level laundry adds practicality to the home's thoughtful layout. Upstairs, you'll find three comfortable bedrooms and updated bathroom designed with both style and function in mind. Outside, enjoy a private backyard with no rear neighbours, the perfect spot to relax, garden, or entertain. Located within walking distance to Bayfront Park, James Street North, and the new TD Centre, this home offers the perfect balance of convenience and lifestyle. Enjoy the vibrant monthly Art Crawls on James Street, local shops and restaurants, while still being able to escape from city to nature in just minutes. Fully renovated and move-in ready, this is a fantastic opportunity to own a stylish home in a peaceful setting Street parking permits are available for this street. Updates: Shingles (2011), Siding at Back of House (2012), Deck/Gate (2025). The Pax Wardrobe in one of the bedrooms is not attached/permanent.
Estimate your monthly payments for this property
Estimated Payment
$2,662.74/mo
Includes CMHC insurance ($14,480)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Central
Central is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Central
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Central offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
29 Railway Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $472/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Central
I know Central well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.