2904 Cloggs Road, Kingston

Price: $659,900

4 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13482960

Nestled within city limits and south of the 401, yet offering the tranquility of the countryside, this charming century home is full of character and provides a rare blend of convenience and privacy. Featuring four spacious bedrooms and two full bathrooms, it offers ample space for families or those seeking a peaceful retreat. Thoughtfully maintained, the home includes an updated kitchen with stone countertops and built-in appliances, combining modern comfort with the timeless appeal of a 100-year-old home. Original features can be found throughout, including 12-inch baseboards, custom woodwork, tin ceilings, and other charming details that reflect the craftsmanship of a bygone era. Surrounded by nature, the property backs onto a peaceful stream, as well as expansive wetland and open space, creating a private and serene setting. Enjoy the beauty of the outdoors from your own backyard, with mature surroundings and a sense of seclusion rarely found within city limits. This unique property offers the perfect balance of country living and urban accessibility.

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$659,900 - 2904 Cloggs Road, Kingston

Detached for Sale in Kingston

Neighbourhood: 42 - City Northwest

4Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13482960
Property Type
Detached
Status
active
Days on Site
15
Bedrooms
4
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Kingston
Listing Brokerage
RE/MAX FINEST REALTY INC., BROKERAGE
Description

Nestled within city limits and south of the 401, yet offering the tranquility of the countryside, this charming century home is full of character and provides a rare blend of convenience and privacy. Featuring four spacious bedrooms and two full bathrooms, it offers ample space for families or those seeking a peaceful retreat. Thoughtfully maintained, the home includes an updated kitchen with stone countertops and built-in appliances, combining modern comfort with the timeless appeal of a 100-year-old home. Original features can be found throughout, including 12-inch baseboards, custom woodwork, tin ceilings, and other charming details that reflect the craftsmanship of a bygone era. Surrounded by nature, the property backs onto a peaceful stream, as well as expansive wetland and open space, creating a private and serene setting. Enjoy the beauty of the outdoors from your own backyard, with mature surroundings and a sense of seclusion rarely found within city limits. This unique property offers the perfect balance of country living and urban accessibility.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,385.63/mo

Includes CMHC insurance ($18,411)

$
$
5%10%50%

5-yr fixed avg.

Principal: $593,910Interest: $403,368
Mortgage Amount$612,321
Total Interest$403,368
Est. Property Tax$467/mo
Total Cost$1,015,689

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 42 - City Northwest

Discover 42 - City Northwest

42 - City Northwest is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 42 - City Northwest

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

42 - City Northwest offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2904 Cloggs Road, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
4.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$467
Insurance (est.)-$137
Net Cash Flow+$2,696

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $330/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

About 42 - City Northwest

I know 42 - City Northwest well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    2904 Cloggs Road, Kingston | $659,900 | Battaglia Team