291 Vine Street, St. Catharines

Price: $649,000

2 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13517320

Opportunity to own a truly unique, architecturally inspired home completely redesigned and expanded by Arbek & Associates. This 1549sqft custom home showcases soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling gas fireplace & open concept living. The kitchen features stainless steel appliances, a wine fridge, walk-in pantry, and island. A main-floor bedroom/office, 3-piece bath, and laundry offer added convenience. The expansive loft-style primary suite with coffered ceilings overlooks the great room and features his & hers closets and a spacious ensuite with separate shower & soaker tub. Outside, enjoy a wrap-around Dura Deck, multi-tier decking, fenced yard, detached garage, and additional parking. The partially finished basement offers flexible bonus space for a rec room, office, or gym. Roof replaced in 2017. A truly one-of-a-kind home offering modern design & quality craftsmanship.

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New Listing
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$649,000 - 291 Vine Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 4 days ago

Neighbourhood: 446 - Fairview

2Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13517320
Property Type
Detached
Status
active
Days on Site
4
Bedrooms
2
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Opportunity to own a truly unique, architecturally inspired home completely redesigned and expanded by Arbek & Associates. This 1549sqft custom home showcases soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling gas fireplace & open concept living. The kitchen features stainless steel appliances, a wine fridge, walk-in pantry, and island. A main-floor bedroom/office, 3-piece bath, and laundry offer added convenience. The expansive loft-style primary suite with coffered ceilings overlooks the great room and features his & hers closets and a spacious ensuite with separate shower & soaker tub. Outside, enjoy a wrap-around Dura Deck, multi-tier decking, fenced yard, detached garage, and additional parking. The partially finished basement offers flexible bonus space for a rec room, office, or gym. Roof replaced in 2017. A truly one-of-a-kind home offering modern design & quality craftsmanship.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,329.71/mo

Includes CMHC insurance ($18,107)

$
$
5%10%50%

5-yr fixed avg.

Principal: $584,100Interest: $396,705
Mortgage Amount$602,207
Total Interest$396,705
Est. Property Tax$460/mo
Total Cost$998,912

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 446 - Fairview

Discover 446 - Fairview

446 - Fairview is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 446 - Fairview

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

446 - Fairview offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

291 Vine Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$1,805

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $433/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

About 446 - Fairview

I know 446 - Fairview well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,704 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    291 Vine Street, St. Catharines | $649,000 | Battaglia Team