$599,000 - 3 Myrtle Avenue, St. Catharines
Multi-Family for Sale in St. Catharines
Neighbourhood: 444 - Carlton/Bunting
- MLS Number
- X13610594
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 27
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 6,055 sqft
- Listing Brokerage
- RE/MAX GOLD REALTY INC.
ATTENTION FIRST-TIME HOME BUYERS, INVESTORS & MULTI-GENERATIONAL FAMILIES! Welcome to this beautifully maintained legal duplex bungalow in the heart of St. Catharines ,situated on a generous 66' x 91.57' lot. This move-in-ready property offers exceptional value ,flexible living options, and excellent income potential. Conveniently located just minutes from the QEW, public transit, schools, shopping, parks, and everyday amenities, this home is ideal for both homeowners and investors. The main floor features a bright and spacious living room with hardwood flooring, pot lights ,crown moulding, and stylish accent walls. The updated eat-in kitchen boasts quartz countertops, a quartz backsplash, stainless steel appliances, and plenty of cabinet space. You'll also find2 spacious bedrooms and a large 4-piece bathroom with a separate shower and relaxing Jacuzzi tub. The main floor has been freshly painted in July 2026 and offers direct access to a large, fully fenced backyard-perfect for entertaining family and friends. The legal 2-bedroom basement apartment has its own separate entrance and features a spacious living area, modern kitchen with quartz countertops and stainless steel appliances, a 3-piecebathroom, luxury vinyl flooring, pot lights, and has been freshly painted in July 2026. A shared laundry room is conveniently located in the basement. Outside, enjoy a detached garage offering parking and additional storage, plus an extra-long double driveway with space for 4 vehicles, along with 1 garage parking space. Major updates include new plumbing (2021), new HVAC system (2021), upgraded electrical panel(2021), new hot water tank (2021), and complete exterior waterproofing (2022).Excellent income potential with estimated rents of approximately $2,000/month plus utilities for the main floor and $1,800/month plus utilities for the legal basement apartment. The large lot also offers exciting future potential for a garden suite (subject to municipal approvals).
Estimate your monthly payments for this property
Estimated Payment
$3,073.18/mo
Includes CMHC insurance ($16,712)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 444 - Carlton/Bunting
444 - Carlton/Bunting is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 444 - Carlton/Bunting
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
444 - Carlton/Bunting offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
3 Myrtle Avenue, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $856/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 444 - Carlton/Bunting
I know 444 - Carlton/Bunting well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.